Risk & Compliance Associate

ABOUT GETNET Getnet Platforms is part of Santander Payment Solutions and brings together a set of key platforms within Santander's global payments technology ecosystem. It includes software-as-a-service capabilities across the entire payments value chain, such as account-to-account processing, FX, SWIFT connectivity, fraud management and card processing infrastructure.

It enables financial institutions, non-bank financial institutions (NBFIs) and payment service providers (PSPs) to operate, scale and evolve their payment capabilities across multiple rails, markets and regulatory environments, without the need to rebuild their core systems.

Proven at scale, including within Santander itself, these platforms provide a modular foundation that complements Getnet's global payment capabilities to support client growth through payments.

WHY JOIN OUR TEAM If you want to shape the future of financial solutions, this is the place! At Getnet Platforms, your work connects to something bigger, creating a real impact across global teams and markets for our clients and communities.

Our people are our greatest strength. We combine growth opportunities, strong team connections, and a culture that supports your well-being and sense of belonging, so you can develop, contribute, and feel valued. With flexibility and autonomy built into how we work, you'll have the space to focus, collaborate, and perform at your best.

Here, your impact matters, your growth is supported, and your experience is designed to help you thrive.

WHAT YOU'LL DO As a Payments Risk Associate, these will be some of the key activities in your day-to-day role:

• Provide independent Second Line of Defense oversight and constructive challenge across the Getnet Platforms business.
• Maintain a holistic view of risks affecting platforms, products, services and strategic initiatives.
• Partner with business and technology teams to embed risk considerations into decision-making processes.
• Assess the risk implications of platform transformations, migrations, integrations and other strategic programmes.
• Review and challenge business cases, implementation plans, operational readiness assessments and migration strategies.
• Consolidate insights from Technology Risk, Cybersecurity Risk, Financial Crime Risk, Regulatory Compliance, Third-Party Risk and other specialist functions.
• Monitor key risk indicators, emerging risks, incidents and control effectiveness across the global platforms environment.
• Support governance forums with clear risk assessments, practical recommendations and concise reporting for senior management.

WHAT WE'RE LOOKING FOR We are in search of a Payments Risk Associate to join our team in Madrid, with the following qualifications and background:

Professional Experience

• 5+ years of experience in Risk Management or related functions within the payments industry.
• Experience providing risk oversight, independent challenge or business partnering within a regulated environment.
• Experience assessing risks related to payment platforms, products, technology and service delivery models.
• Experience engaging with senior stakeholders across business, technology, operations and risk functions.

Education

• Degree-level education.
• Recognised professional risk qualification or certification is beneficial.

Languages

• Professional fluency in English.
• Professional fluency in Spanish.

Hard Skills

• Strong knowledge of the payments ecosystem, including payment and card processing and related technologies.
• Understanding of Second Line of Defense oversight, governance and independent challenge.
• Ability to assess transformations, migrations, integrations and strategic programmes from a risk perspective.
• Ability to consolidate information from multiple specialist risk and control functions.
• Knowledge of key risk indicators, incidents, controls and emerging-risk monitoring.
• Strong stakeholder management and influencing capabilities.
• Strategic thinking and business acumen.
• Ability to synthesise complex information and produce clear, actionable risk insights.

Soft Skills

• Clear communication and storytelling.
• Constructive challenge.
• Collaboration and relationship building.
• Analytical thinking.
• Sound judgement.
• Proactive mindset.
• Accountability.

Getnet Platforms is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates.