Risk Management

Roles and Responsibilities :

• Develop and implement effective risk governance frameworks to mitigate operational risks across the organization.
• Collaborate with stakeholders to identify, assess, and prioritize operational risks, ensuring alignment with business objectives.
• Design and maintain processes for monitoring and reporting on key performance indicators (KPIs) related to operational risk exposure.
• Provide guidance on risk management best practices to team members and ensure compliance with regulatory requirements.

Job Requirements :

10+ years of experience in Operational Risk, Outsourcing Risk, Enterprise Risk, Audit, or Risk Governance. Strong experience within Banks, Payment Aggregators, Payment Gateways, or Fintechs. Deep understanding of RBI regulations including PA Master Directions 2025, outsourcing guidelines, payment ecosystem controls, and audit frameworks. Experience managing risks related to KYC, merchant onboarding, PAN validation, and third-party service providers. Strong knowledge of Merchant Category Codes (MCC), network compliance requirements, transaction risk controls, and cross-border payments. Familiarity with SQL and/or Python for analytics and risk reporting (preferred). Proven stakeholder management and program management experience, including engagement with senior leadership and executive office teams. Excellent analytical, problem-solving, communication, and governance skills.