Risk Management Head (Banking/Finance)

Location: Makati City
Work Setup: On-site
Salary: ₱200,000 per month
Employment Type: Full-time

Job Summary

We are seeking an experienced Risk Management Head to lead and oversee the organization’s risk management function. The successful candidate will be responsible for maintaining a robust risk management framework, monitoring credit and other key risk exposures, ensuring compliance with applicable regulatory requirements, and providing Management with timely and practical risk recommendations.

The role will work closely with senior management and key committees, including the Risk Management Committee and Asset and Liability Committee (ALCO).

Key Responsibilities

Risk Management Framework & Policies

• Maintain, review, and ensure the timely updating of Risk Management policies, procedures, guidelines, and related frameworks.
• Monitor the effectiveness of existing risk controls and recommend improvements when necessary.
• Identify, assess, monitor, and report material risks affecting the organization.
• Ensure risk management practices remain aligned with applicable banking regulations and internal standards.
• Provide Management with sound and practical recommendations regarding identified risk exposures.

Risk Management Committee & ALCO

• Prepare reports, presentations, analyses, and supporting documentation for the monthly Risk Management Committee meetings.
• Prepare necessary reports and materials for Asset and Liability Committee (ALCO) meetings.
• Monitor risk-related action items and coordinate with concerned departments regarding required corrective measures.
• Provide Management with timely information on emerging or significant risk concerns.

Credit Risk Management

• Conduct monthly credit reviews of the organization’s loan portfolio.
• Identify potential credit risk concerns, deteriorating accounts, concentrations, and other material exposures.
• Analyze portfolio performance and recommend appropriate risk mitigation measures.
• Prepare credit risk reports and communicate significant findings to Management.
• Monitor compliance with established credit risk limits, policies, and procedures.

Risk Monitoring & Reporting

• Develop and maintain appropriate risk monitoring and reporting mechanisms.
• Analyze risk trends and exposures and escalate significant findings when necessary.
• Coordinate with relevant business units regarding risk issues and corrective actions.
• Support regulatory, internal, and external audit requirements relating to risk management.

Qualifications

• Bachelor’s degree in Business Administration, Finance, Banking, Economics, Risk Management, or a related field.
• At least 5 years of relevant professional experience, preferably within the banking or financial services industry.
• Strong knowledge and practical experience in banking, risk management, credit risk, and regulatory requirements.
• Demonstrated experience in evaluating complex risk exposures and providing practical recommendations to Management.
• Strong analytical, reporting, communication, presentation, and problem-solving skills.
• Ability to prepare management-level reports and effectively communicate risk findings to senior stakeholders.
• Strong attention to detail, sound professional judgment, and ability to handle confidential information.
• Professional certifications such as FRM, CFA, or other relevant risk management certifications are an advantage.

What We’re Looking For

The ideal candidate is an experienced risk professional who can combine technical risk expertise with strong business judgment. The position requires someone capable of independently identifying potential exposures, communicating concerns clearly to Management, and recommending appropriate measures to protect the organization while supporting its business objectives.

Compensation

₱200,000 per month

Work Location: Makati City
Work Arrangement: On-site
Job Type: Full-time

Pay: Php100,000.00 - Php200,000.00 per month

Work Location: In person