Risk Manager

Overview :

• Develop and implement effective risk management strategies to mitigate potential losses for the organization.
• Analyze financial data using advanced statistical techniques to identify trends, patterns, and correlations that may indicate increased credit risk.
• Collaborate with cross-functional teams to design and execute comprehensive enterprise risk management frameworks that align with regulatory requirements.
• Provide expert guidance on credit risk assessment methodologies, modeling techniques, and reporting
• best practices.

Roles and Responsibilities

Portfolio Monitoring: Monitor the performance of the company's loan portfolio through various credit, Risk and collection metrics. Provide insight to the business and credit team on the risk and opportunities at the right time with sharp data analysis.

Risk Dashboard- Prepare and present action items through monthly Risk Dashboard for CEO’s monthly performance review.

Loss Models- Work with Finance team on various Loss projection models and arrive at more realistic ECL provisioning.

Collaboration: Work closely with other departments, such as credit, Risk analytics,underwriting, and collections, to ensure effective risk management across the organization.

Regulatory Compliance: Stay updated on relevant regulations and guidelines governing NBFC operations and ensure that the company's risk management practices adhere to these standards.

Risk Reporting: Prepare reports and presentations for the Risk management committees of the Board.

Learning and Development: Actively participate in training and development programs to enhance your knowledge of risk management practices, financial analysis, and industry-specific trends.

Ad-Hoc Projects: Contribute to special projects related to risk assessment, process improvement, or strategic initiatives as assigned by supervisors.

Requirements:

• 2-5 years of experience in credit risk management / Enterprise Risk Management or a related field (e.g., finance, economics).
• Strong understanding of enterprise risk management principles and regulations (e.g., Basel II/III).
• Proficiency in risk analytics tools such as Excel VBA programming language or similar software packages.
• Bachelor's degree in Finance, Economics, Mathematics or Statistics; Master's degree preferred.