Risk Portfolio Analytics (Assistant Manager) - SQL required

Kredivo Buy Now Pay Later is the market leader for Indonesia, and we are now expanding our presence in the Philippines. As we build out our team here, we are looking to hire a phenomenal "hunter" Business Development Manager. You will be joining us in the Kredivo Philippines journey right at the beginning and will be an instrumental part of the team that sets up the entire business development operations, merchant relationships, i.e, the distribution part of our business. This is an incredible opportunity to join a high-growth startup as we scale our presence in SEA.

About the Role:

• Develop and implement portfolio risk monitoring frameworks, KPIs, and reporting standards.
• Monitor the credit risk metric on the loan portfolio, identifying potential risks and recommending mitigation strategies
• Conduct data-driven analysis to generate actionable insights, making recommendations for improving portfolio performance.
• Oversee the implementation of credit risk models and methodologies, ensure the models have robust performance and aligned with company’s standard
• Work closely with related teams such as Collections, Product, and Data Science to drive cohesive risk strategies and initiatives.
• Ensure the collection, analysis, and interpretation of comprehensive risk data to support informed decision-making
• Preferably has the skill and experience in developing customer risk segmentation and customer lifetime value.

About You:

• 5+ years of experience working in credit risk management in financial services environment for the relevant products
• Strong quantitative and analytical skills, with proficiency in statistical/mathematical analysis and portfolio analysis
• Possess SQL scripting skill and preferably has python coding experience
• Creative problem solver with flexibility to accommodate business needs
• Ability to contribute consistently and positively in a fast-paced environment
• Effectively conveying information and insights to diverse audiences