Risk Strategy Specialist

Job Responsibilities

• Lead the improvement and development of the enterprise-wide risk management system; analyze and design risk control strategies, policies, and operational procedures.
• Monitor and track risk policies to ensure their effectiveness; conduct regular risk warnings and strategy-based controls for high-risk customers; analyze abnormal risk cases and deliver comprehensive risk analysis reports.
• Perform in-depth analysis of risk data, monitor and issue early warnings on risk status through dashboards, reports, and other analytical tools.
• Lead the planning and optimization of risk control systems; collaborate closely with product and technology teams to continuously enhance and refine system functionalities.
• Monitor the execution of risk strategies and rules; conduct regular strategy reviews and perform in-depth analysis on newly introduced or adjusted approval policies.
• Drive the adjustment and optimization of automated approval strategies to improve efficiency and accuracy.
• Prepare and analyze internal reports, and compile data, reports, and dashboards to support decision-making.

Requirements

• Bachelor's degree or higher in a relevant field.
• Major in Economics, Finance, Statistics, or related.
• Familiar with local credit reporting regulations and data from the three major credit bureaus (e.g., CIC, SLIK, etc.); solid understanding of personal lending and automotive finance operations.
• Minimum 2 years of experience in risk strategy, credit risk management, underwriting, or related roles within the financial or automotive finance industry.
• Language Required: Advanced English. Mandarin is a plus.

Recruitment Fraud Notice

PT BYD Auto Indonesia does not charge any fees at any stage of the recruitment process. This includes, but is not limited to, application fees, testing fees, interview fees, medical examination (MCU) fees, processing fees, travel expenses, or any other recruitment-related costs.

Please remain vigilant against fraudulent recruitment activities carried out in the name of PT BYD Auto Indonesia. All official recruitment communications will only be conducted through our authorized corporate channels.