RM-Corporate - Iraq /Al Basrah

• Build and maintain a strong pipeline of new and existing corporate clients.
• Develop and strengthen client relationships to expand the bank's credit portfolio and provide advisory support.
• Conduct industry and credit analyses, prepare recommendations, and ensure compliance with bank policies.
• Promote banking products and solutions, including trade finance, treasury, and cash management products.
• Conduct client visits and follow up on requests to ensure high service quality and client satisfaction.
• Monitor account performance, overdues, and early warning signals, and coordinate with relevant departments for collections and risk management.
• Lead and guide the team in acquiring new clients, retaining existing ones, and achieving portfolio growth targets.
• Support the Early Warning System (EWS) process and provide information for effective account management.
• Participate in business continuity and emergency response teams to minimize crisis impact and ensure operational recovery.

Requirements

• Bachelor's degree in Business Administration, Banking, or a related field.
• Minimum of 8 years of practical experience in banking operations, including at least 5 years in corporate lending.
• Preferably experienced in dealing with major corporations, commercial and industrial groups, and large economic entities.
• Excellent command of English (written and spoken).
• Proficient in computer use and familiar with banking systems.
• Thorough knowledge of the bank's products and services.
• Strong direct and cross-selling skills.
• Excellent presentation and communication skills.
• Comprehensive understanding of internal and external policies and procedures governing banking operations.
• Ability to communicate and interact effectively with corporate clients.
• Strong planning and organizational skills.
• Advanced analytical capabilities.
• Proven persuasion and negotiation skills.
• Ability to perform effectively under pressure.