Sales Manager (Micro-LAP)

Role & responsibilities -

1. Sourcing Customers:

• Responsible for sourcing target customers (Enterprise) in the branch catchment area.
• Cold calling, generation of leads, attending to prospects and logging in the file with necessary documents like KYC etc
• Market penetration through direct/indirect marketing activities
• Empanelling DSAs, generating business through DSA network with relationship management as per Sourcing Policy of the company released time to time.

2. Disbursement:

• Coordinating with Risk Team for PD, facilitating additional documents/information if any.
• Ability to present and discuss the case with sanction authority
• Necessary inputs to the appraisal as and when required
• Documentation, coordinating with customers for mortgage and Ops for timely disbursement activities
• Ensuring post disbursement compliance as per stipulated time.

3. Collection:

• Ensuring timely repayment from the customers
• Ensuring portfolio quality by following up with delinquent customers

Preferred candidate profile -

1. Preferred from LAP background ( NBFC / Micro Finance )
2. Minimum 2+ years of work experience in LAP department.
3. Must be local resident of Kharagpur/ Guwahati/ Dhupguri Location.
4. Age up to 33 years (relaxation of up to 2 years can be consider).
5. Grade up to O4.
6. Individual SM Profile
7. DSA / Connector handling experience must.
8. Computer & Mail communication knowledge.