Scored Lending Analyst

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Lead and oversee the Scored Lending portfolio by managing credit risk, portfolio performance, and policy adherence within the Bank's risk appetite. Prepare and deliver high-quality credit risk and portfolio reporting to management and governance committees. Drive data-driven decision-making through continuous monitoring of portfolio trends, risk indicators, and emerging risks to support sustainable growth.

Type of Qualification: First Degree
**Field of Study:**Statistics, Mathematics, Actuarial Science, Economics, Finance, Data Science, Banking, Accounting, Computer Science, or a related quantitative discipline.

Experience Required
5-7 years

• Credit Data Analytics within consumer banking.
• Experience in (preferably Digital consumer credit) data exploitation and business intelligence development and implementation
• Experience in the extraction, transformation and visualisation of data using bank approved toolsets e.g. SQL/SAS/Python/PowerBi

Behavioural Competencies:

• Articulating Information
• Documenting Facts
• Examining Information
• Exploring Possibilities
• Interpreting Data
• Managing Tasks
• Providing Insights
• Team Working

Technical Competencies:

• Data Management
• Evaluating Risk Management Effectiveness
• Risk Awareness
• Risk Management
• Risk Reporting
• Statistical & Mathematical Analysis