Senior Analyst/Associate – Debt and Structured Finance APAC

JLL supports the Whole You, personally and professionally.

Our people at JLL are shaping the future of real estate for a better world by combining world class services, advisory and technology to our clients. We are committed to hiring the best, most talented people in our industry; and we support them through professional growth, flexibility, and personalized benefits to manage life in and outside of work. Whether you’ve got deep experience in commercial real estate, skilled trades, and technology, or you’re looking to apply your relevant experience to a new industry, we empower you to shape a brighter way forward so you can thrive professionally and personally.

Senior Analyst or Associate – Debt and Structured Finance APAC

About JLL Debt and Structured Finance

JLL's Debt and Structured Finance team is a leading global advisor specialising in debt placement, loan restructuring and capital solutions across all real estate asset classes. We connect institutional investors, developers and asset owners with lenders and capital providers to structure optimal financing solutions. Our APAC platform combines local expertise with global reach, offering clients access to international and regional debt markets.

The Opportunity

We are seeking a driven Senior Analyst or Associate to join our APAC Debt and Structured Finance team in Singapore (full-time, permanent). You will support debt advisory mandate execution, structure financing solutions and develop relationships with sponsors and lenders across the region. You will work on significant transactions, advise leading institutional clients and contribute to our platform's strategic growth.

Key responsibilities

Transaction Execution & Financial Analysis

Support end-to-end execution of debt advisory assignments, including loan originations, refinancings and structured solutions

Develop sophisticated financial models evaluating capital structures, debt capacity, leverage optimisation, debt service coverage ratios, sensitivity analysis and covenant structuring

Oversee preparation of comprehensive financing memoranda (30 – 100 pages) summarising opportunities, collateral, business plans, financial metrics, sponsor credentials and market positioning

Create detailed quote matrices and perform quantitative analysis through comparative modelling to evaluate competing proposals and optimal structures

Coordinate comprehensive lender processes including NDA administration, data room management, due diligence facilitation, term sheet analysis and negotiation support

Conduct rigorous market, sector, and credit research on assets, sponsors and capital providers

Prepare institutional-grade materials including pitch decks, investor materials, and lender presentations, primarily using Microsoft PowerPoint and Excel

Track debt pricing trends and provide detailed market intelligence to clients and internal teams

Client & Lender Relationship Management

Develop relationships with sponsors, institutional investors, borrowers and lenders through active participation in meetings and transaction processes

Participate in client meetings, lender presentations and transaction negotiations, providing analytical support and technical input

Support delivery of strategic financing advice tailored to client objectives and market conditions

Support business development and represent JLL professionally in market interactions

Team Collaboration & Knowledge Sharing

Contribute to a high-performance, collaborative culture within the APAC debt advisory team

Collaborate across regional and global Capital Markets, Investment Sales, and Research teams to deliver integrated solutions

Maintain accurate CRM records and contribute to internal knowledge-sharing platforms

Qualifications required / Your profile

University degree in Finance, Business Administration, Real Estate or related disciplines

2+ years in real estate debt advisory, investment banking, institutional lending, private credit, structured finance or capital markets with strong analytical and financial modelling exposure

Advanced Excel and financial modelling proficiency with strong problem-solving capabilities

Strong understanding of real estate credit fundamentals, loan structures and debt capital markets

Advanced MS Office proficiency (Excel, PowerPoint, Word, Outlook)

Familiarity with AI tools to enhance financial analysis, market research and workflow efficiency is an advantage

Outstanding attention to detail with ability to deliver high-quality work under tight deadlines

Inquisitive mindset with eagerness to learn across sectors, markets and financing structures

Strong team orientation and ability to collaborate across functions and geographies

Excellent interpersonal and communication skills to interact with external and internal stakeholders including senior management

Proven ability to manage multiple priorities and deliver high-quality work in a dynamic, fast paces environment

Fluent in English; proficiency in an additional Asian language (e.g. Mandarin, Japanese or Korean) is an advantage to support communication and engagement with regional clients and stakeholders across APAC.

We offer

Opportunity to work with a leading real estate debt advisory team

Direct exposure to regional and international debt capital markets across diverse asset classes

Access to JLL’s global network and knowledge-sharing platform

Structured career progression pathway with structured advancement opportunities based on performance: Senior Analyst → Associate → Director

Dynamic, collaborative, entrepreneurial environment with flat hierarchy

Strong recognition for high performance, with competitive compensation, performance-based bonuses and career development opportunities

Participation in industry events to expand your professional network

To apply

Please submit your cover letter and CV. Your cover letter should articulate your specific interest in real estate debt advisory and what unique perspective or capabilities you would bring to our APAC platform.

We look forward to hearing from you and exploring how you can contribute to our continued success.

If this job description resonates with you, we encourage you to apply even if you don’t meet all of the requirements below. We’re interested in getting to know you and what you bring to the table!

Personalized benefits that support personal well-being and growth:

JLL recognizes the impact that the workplace can have on your wellness, so we offer a supportive culture and comprehensive benefits package that prioritizes mental, physical and emotional health.

About JLL –

We’re JLL—a leading professional services and investment management firm specializing in real estate. We have operations in over 80 countries and a workforce of over 102,000 individuals around the world who help real estate owners, occupiers and investors achieve their business ambitions. As a global Fortune 500 company, we also have an inherent responsibility to drive sustainability and corporate social responsibility. That’s why we’re committed to our purpose to shape the future of real estate for a better world. We’re using the most advanced technology to create rewarding opportunities, amazing spaces and sustainable real estate solutions for our clients, our people, and our communities.

Our core values of teamwork, ethics and excellence are also fundamental to everything we do and we’re honored to be recognized with awards for our success by organizations both globally and locally.

Creating a diverse and inclusive culture where we all feel welcomed, valued and empowered to achieve our full potential is important to who we are today and where we’re headed in the future. And we know that unique backgrounds, experiences and perspectives help us think bigger, spark innovation and succeed together.