Senior Area Head

Job Summary

This role responsible for driving business growth by overseeing product development, sales strategies, market expansion, and operational performance. The role focuses on identifying market opportunities, developing financing products, collaborating with cross-functional teams, and ensuring successful implementation of business initiatives. The position also provides strategic direction to support the Company's profitability and long-term objectives.

Qualifications

• Bachelor's Degree in Business Administration, Finance, Marketing, Economics, Management, or any related field.
• At least 5 years of experience in the financing, banking, lending, or financial services industry.
• Minimum of 3 years in a managerial or senior leadership role.
• Strong background in product development, business development, sales management, or operations.
• Excellent leadership, strategic planning, and analytical skills.
• Experience in launching or managing financial products is an advantage.
• Willing to travel for business and branch visits.

Key Responsibilities

Business Strategy

• Develop and implement business strategies to achieve sales and profitability targets.
• Identify new market opportunities and recommend business expansion initiatives.
• Analyze industry trends, customer behavior, and competitor activities.

Product Management

• Lead the development, enhancement, and implementation of financing products.
• Evaluate product performance and recommend improvements.
• Coordinate with Credit, Operations, Marketing, and Sales during product implementation.

Sales Performance

• Monitor sales performance across branches.
• Develop sales initiatives to improve productivity.
• Support Area Heads and Branch Managers in achieving business objectives.

Business Development

• Establish strategic partnerships and referral channels.
• Conduct market visits to identify business opportunities.
• Recommend expansion plans based on market demand.

Leadership

• Provide coaching and guidance to Area Heads and Branch Managers.
• Lead cross-functional projects and company initiatives.

Reporting

• Prepare sales performance reports and product analysis.
• Monitor KPIs and recommend action plans.
• Present reports during Management meetings.

Compliance

• Ensure compliance with company policies and regulatory requirements.
• Maintain confidentiality of company and customer information.

Other Duties

• Perform other duties assigned by Management.