Senior Associate

Evalueserve is a global leader in managed services that empower smarter decision-making and streamline critical workflows for more than 30% of the Fortune 500 companies across 45 countries. With over 4,500 professionals worldwide, our solutions are grounded in deep domain expertise and enhanced by cutting-edge AI and automation to boost productivity and scale client impact. Over the last 25 years, we have helped clients transform how they work and today we are pushing the frontier further with generative and agentic AI.

Department: Corporate & Investment Banking

Location : Gurgaon

Work Model : 5 days WFO

Shift Timing : 1 pm to 10 pm (drop facility available as per hiring zone)

Role & responsibilities

Senior Analyst will join the Lending Services (Corporate and commercial banking) team at Evalueserve.

• Supporting bankers in critical lending/credit processes across end-to-end lending journey such as follows:
• Financials spreading (PL, BS and CF) on excel based model or lending platform along with key credit.
• Must have experience in team handling, exposure to periodic MIS, Workflow management
• Metrics calculation
• Performing PD/LGD spreading on risk rating platforms (Quantitative & Qualitative Parameters)
• Calculating covenants in line with facility agreements and providing detailed rationale for covenant
• Met/Breach results
• Performing Annual/Quarterly or Half yearly reviews small or medium connections:
• Business Overview
• Financial Analysis (Historical and Forecast) (Operating, Leverage & Liquidity ratios)
• Covenant performance
• PD/LGD analysis
• Verifying/Calculating compliance against bank transaction guidelines (DSC, FCCR, LTV, Interest cover, leverage etc.) or any other sector-based guideline.

Preferred candidate profile

• Strong Accounting and financial skills
• Understanding and experience of credit review or underwriting role is desirable
• Experience on lending platforms or credit search platforms like Credit lens, nCino or Lexis would be preferable.
• Excellent interpersonal and ability to build strong team culture
• Challenging current thinking by implementing new ways of working Strong Accounting and financial skills
• Bachelor's/master's degree with a major in finance, economics, accounting or from a reputed institute with 3-10 years’ experience in similar profile