Senior Credit Analyst

Job Title: Senior Credit Analyst

Location: Plymouth, MN (hybrid role, only local candidates in Minnesota or western Wisconsin will be eligible for consideration)

Compensation: $80k-$120k dependent on applicable experience

Benefits: This position is eligible for medical, dental, vision and 401K

Position Overview

We are seeking an experienced Senior Credit Analyst for an opportunity with an established organization in the Twin Cities. This individual will work closely with credit leadership and service teams, taking ownership of credit risk assessments, contract reviews, and collections support across service operations.

The Senior Credit Analyst will evaluate customer creditworthiness, assess project exposure, and provide guidance to internal teams on credit decisions and risk mitigation. This is an excellent opportunity for someone with strong credit and collections experience, leadership capabilities, and a background in preferably construction, or manufacturing, who can work independently and help strengthen credit processes.

Key Responsibilities

• Conduct financial and credit risk analyses to evaluate customer creditworthiness, project exposure, and appropriate credit limits.
• Review credit reports, financial statements, order documentation, and supporting information to make informed credit decisions.
• Perform detailed contract reviews, identify potential liabilities, and support contract modifications and lien waiver requirements.
• Partner with service offices, sales teams, and customers to facilitate credit approvals, resolve issues, and support collections.
• Oversee collection activities, including working with attorneys and third-party collection agencies to resolve delinquent balances.
• Provide training and guidance to credit analysts and service teams, support audits, and recommend improvements to credit policies and procedures.

Qualifications

• 8+ years of related experience in credit, collections, or financial analysis.
• Strong experience evaluating creditworthiness, reviewing financial statements and credit reports, and making credit decisions.
• Experience reviewing contracts and assessing financial risk; construction industry experience preferred.
• Construction industry experience highly preferred.
• Leadership experience, including training, coaching, and supporting other team members.
• Strong analytical skills and the ability to manage multiple workflows and competing priorities.
• Bachelor's degree in Accounting, Finance, or equivalent experience.
• CBA or CBF certification through NACM preferred.

Why choose Addison Finance & Accounting?

• Pay : We negotiate high salaries using U.S. Bureau of Labor Statistics
• Benefits & Bonuses : You are eligible for medical, dental, vision insurance benefits, 401K
• Permanent Employment : Many of Addison’s Finance & Accounting job openings lead to potential permanent employment
• Connections : You connect directly with hiring managers from renowned organizations
• Options : You are presented multiple employment options near your home
• Professional Development : You are provided hiring process advice, resume revision, and employment term negotiation

Addison Group is an Equal Opportunity Employer. Addison Group provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. Addison Group complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities. Reasonable accommodation is available for qualified individuals with disabilities, upon request.