Senior Credit Risk Analytics Manager

Job Title: Senior Credit Risk Analytics Manager

Employment Type: Contract-to-Hire

Job Description:

We are seeking an experienced Senior Credit Risk Analytics Manager to lead consumer credit risk analytics, portfolio performance analysis, and reporting automation for a leading US banking client.

Responsibilities:

• Analyze consumer credit portfolios covering secured and unsecured lending.
• Identify delinquency trends, credit loss drivers, acquisition quality, and portfolio performance issues.
• Evaluate credit performance against risk appetite and credit strategy.
• Prepare and present risk insights to senior risk leadership.
• Lead reporting automation initiatives in collaboration with data engineering teams.
• Validate automated reports and ensure business logic and analytical accuracy.
• Manage senior client stakeholders, program roadmaps, and delivery timelines.

Required Qualifications:

• Minimum 4 years of consumer credit risk analytics experience at a bank or consumer lender.
• Strong experience in portfolio analytics, credit strategy, performance reporting, and risk appetite frameworks.
• Hands-on SQL experience is mandatory.
• Proven ability to present and defend risk positions with senior stakeholders.
• Experience with reporting validation and automation delivery.

Preferred Qualifications:

• Python proficiency.
• Familiarity with Databricks or Snowflake.
• Experience in reporting modernization and analytics automation.