Senior Financial Analyst

The EiRAM Group is seeking a Senior Financial Analyst to evaluate SBA lenders, analyze 7(a) portfolio risk, and provide technical guidance supporting delegated authority and lender oversight decisions.

This is a senior-level role focused not only on analysis, but also on developing policy, improving oversight processes, and providing technical leadership.

What You’ll Do

• Evaluate SBA lenders for eligibility, qualifications, performance, and continued Delegated Authority.
• Conduct complex financial, credit, statistical, and portfolio risk analyses.
• Analyze 7(a) lender portfolios to identify trends, concentrations, emerging risks, and required actions.
• Develop recommendations for lender reviews, renewals, delegated authority, and risk mitigation.
• Develop and improve policies, procedures, standards, and methodologies for Delegated Authority and Desktop Reviews.
• Identify process gaps and implement improvements to lender oversight activities.
• Review analytical work prepared by other staff for quality, accuracy, and regulatory compliance.
• Prepare reports, memoranda, work papers, and briefings for management.
• Provide technical guidance on complex financial and credit-risk issues.
• Coordinate with SBA leadership, analysts, program managers, legal counsel, and EiRAM management to deliver program requirements and deadlines.

What You’ll Need

• Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or related field. Master's Degree preferred.
• 10+ years of progressively responsible experience providing financial analysis, credit risk, portfolio analysis, banking, or regulatory oversight support to the Federal Government.
• Experience analyzing financial statements, credit risk, lender/loan portfolios, and quantitative and qualitative risk factors.
• Strong ability to interpret regulations, policies, and procedures and develop recommendations for management.
• Experience producing analytical reports, memoranda, work papers, and presentations.
• Advanced Excel skills, including pivot tables, lookups, conditional formulas, and statistical functions.
• Experience with SBA 7(a), 504, Delegated Authority, Desktop Reviews, or government-guaranteed lending preferred.
• Familiarity with SBA systems such as Lender Portal or CAFS is a plus.

Flexible work from home options available.