Senior Funder

Essential Job Functions

• Prepare legal documents according to state and/or federal regulations
• Draws final loan documents
• Ensure loans close in accordance with underwriter’s approval and thelender policies and procedures
• Prepare and orders wire transfers
• Validate fees and balance loans prior to ordering funds
• Work with title companies on loan scheduling, document delivery, final sign-off of HUD-1
• Assist in resolving issues at closing
• Prepare collateral files to Funding within required timeframes
• Review post-closing packages for accuracy and completeness
• Cure deficiencies
• Monitor locks expiration dates and notifies appropriate individuals- monitoring system lock changes
• Collaborate with other departments to facilitate the timely closing of loans.
• Meet performance requirements for volume, quality and timeliness
• Prioritize workflow to meet funding deadlines
• Maintain company service levels to provide appropriate turn times
• Interacts with Secondary Marketing, Wholesale, Retail, Accounting, Servicing, Shipping and Quality Control
• Maintains high degree of confidentiality
• Draw documents on a minimum of 5 loans daily

Essential Job Skills

• Two years minimum current residential mortgage closing experience required.
• Working knowledge of FHA/VA/USDA regulations and FNMA/FHLMC and investor underwriting guidelines
• Maintain working knowledge of all loan programs to ensure loans conform with program requirements through the loan process and to able to answer questions as needed
• Working knowledge of lending compliance and regulations
• Ability to identify and resolve problems in a timely manner
• Strong organizational and interpersonal skills
• Clear understanding of the implications of customer service
• Excellent verbal and written communication skills
• Strong attention to detail and accuracy
• Strong organizational and time management skills
• Ability to multi-task and work in a deadline driven environment
• Ability to work effectively in a team environment
• Effectively manage the pipeline to achieve targeted closing ratios
• Ability to work independently, handle detail and maintain confidentiality
• Strong pipeline management skills
• Knowledge of different loan types (e.g. conventional, Purchases, VA, IRRRL, FHA, etc.)
• Strong Customer Service skills/customer service oriented