Senior KYC Specialist

Who Are We?

dtcpay is a MAS licensed payment service provider that bridges traditional finance and digital assets. We enable businesses to accept and make payments in both fiat and digital currencies, delivering secure, efficient, and seamless payment experiences across borders. As we expand globally, we are shaping the future of digital payments.

We are also recognised as one of Singapore’s Top 10 Startups in the LinkedIn Top Startups 2025 list, a reflection of our momentum and the exciting journey ahead for our team.

Work Arrangement: Fully On-site

Location: Menara Bangkok Bank, Kuala Lumpur

What You'll Do:

• Perform end-to-end KYC reviews and onboarding for corporate clients, including complex ownership structures.
• Conduct Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) in accordance with regulatory and internal compliance requirements.
• Analyze corporate documentation including Certificates of Incorporation, shareholder registers, board resolutions, and ownership charts.
• Perform sanctions screening, PEP checks, and adverse media reviews.
• Assess client risk profiles and escalate high-risk or complex cases to Compliance where required.
• Review and validate KYC files and provide guidance and mentorship.
• Ensure KYC records are maintained accurately within internal systems and meet audit and regulatory standards.
• Participate in periodic KYC reviews and remediation projects when required.
• Contribute to improving onboarding processes, controls, and documentation standards.

What We're Looking For:

• Must be able to communicate and read in Chinese (Mandarin) in order to liaise with Chinese-speaking clients and review relevant materials.
• Bachelor’s degree in Finance, Business, Law, Accounting, or a related field.
• Minimum 5–7 years of experience in KYC/AML, with strong focus on corporate onboarding.
• Experience working in banks, fintechs, asset managers, or financial institutions.
• Strong knowledge of AML/KYC regulations and regulatory expectations.
• Proven experience reviewing complex corporate structures and UBO identification.
• Strong analytical and risk assessment skills and excellent attention to detail and documentation standards.