Senior Mortgage Loan Processor

Job Purpose

• Guide borrowers through all phases of obtaining a residential mortgage loan (preapproval, disclosure, processing, underwriting, and closing).
• Allow the sales team to focus on finding new clients instead of processing loan files.

Duties and responsibilities

Loan Processing

• Gathering, Organizing, and Managing Confidential Client Documents
• Reviewing, Analyzing, and Advising Clients about document deficiencies
• Uploading, Emailing, Faxing, and Scanning documents
• Data Entry – Utilizing loan software and web portals to accurately generate loan documents.
• Meeting deadlines.

Communications

• Develop professional relationships with borrowers, insurance agents, title companies, attorneys, realtors, and underwriters through verbal (telephone) communication. You will need to communicate effectively regarding the items that are needed to complete their preapproval or to close their loan.
• Draft written communications (email) with clients, insurance agents, title companies, attorneys, realtors, and underwriters.

Training and Compliance

• Complete in-house and external professional development courses.
• Learn new software, procedures, and programs.

Job Requirements

• Extensive knowledge of all Microsoft Office products (including Outlook, Word, Excel, and PowerPoint).
• Professional experience operating a Windows PC.
• Expert at prioritizing and managing numerous “urgent” tasks simultaneously.
• Strong communication skills (both written and verbal) are mandatory.
• Willingness and capability to competently answer all phone calls from existing clients, prospective clients, realtors, attorneys, title companies, CPA’s, insurance agents, etc.
• Ability to learn, take notes, and retain knowledge from company training courses.
• Ability and desire to understand “what, how, when, and why” for all processes (not just how).
• Genuine, cheerful, and friendly personality.
• Security-focused-individual – always considering how sensitive personal data is handled, stored, transmitted.
• Mental and physical fitness – the company’s brand is important and the impairment of mental or physical fitness due to the consumption of legal or illegal drugs is NOT acceptable.

Travel Requirements

This job will be work-from-home.

Career Growth Opportunities

There will be an opportunity to grow your income, and take on additional responsibility. This is a small company so every person on the team is accountable to each other.

Job Type: Full-time

Pay: $45,000.00 - $65,000.00 per year

Benefits:

• Dental insurance
• Employee discount
• Flexible schedule
• Health insurance
• Health savings account
• Paid time off
• Professional development assistance

Application Question(s):

• Are you willing to take a drug test, in accordance with local law/regulations?
• Have you completed an Associates, Bachelors, or Masters Degree program? (No is an OK answer)
• How would you self rate your credit score? 4 - Excellent | 3 - Good | 2 - Fair | 1 - Poor
• Are you a homeowner? (No is OK)
• Do you live within 100 miles of River Edge, NJ 07661?

Work Location: Remote