Senior Mortgage Processor

Senior Mortgage Loan Processor

LOCATION: Remote – MUST RESIDE IN FLORIDA

COMPENSATION & SCHEDULE

• Base Salary: $75,000–$90,000 annually, depending on experience
• Additional Compensation: Per-loan-closed incentives
• Schedule: Full-time | Florida business hours

ROLE IMPACT: CornerStone Staffing is seeking a highly experienced Senior Mortgage Loan Processor with extensive expertise in wholesale/broker channel lending, Non-QM loans, FHA/HUD guidelines, and condominium financing. This fully remote position supports top-producing loan officers by managing complex, purchase-focused mortgage transactions from initial submission through closing.

The ideal candidate is a seasoned processor who can independently manage high-volume pipelines, navigate multiple wholesale lender platforms, resolve complex underwriting conditions, and ensure timely closings. Strong Non-QM and condominium loan processing experience is essential , along with a thorough understanding of Florida mortgage processing requirements.

KEY RESPONSIBILITIES

• Manage residential mortgage loan files from initial submission through underwriting, conditional approval, clear-to-close, and funding within the wholesale/broker channel.
• Process complex Non-QM loans , including bank statement programs, DSCR loans, alternative income documentation, and investor-specific underwriting requirements.
• Handle condominium loan transactions , including condo questionnaires, HOA documentation, project eligibility, warrantable and non-warrantable condo requirements, and lender-specific condo approvals.
• Process FHA/HUD mortgage transactions while ensuring compliance with applicable guidelines, documentation standards, and underwriting requirements.
• Support top-producing loan officers by managing high-volume, purchase-focused pipelines while maintaining accuracy and meeting closing deadlines.
• Coordinate with wholesale lenders, underwriters, loan officers, title companies, borrowers, and other parties to resolve outstanding conditions and facilitate timely closings.
• Navigate multiple wholesale lender portals, loan origination systems, and automated underwriting platforms.
• Proactively identify and resolve complex loan scenarios, documentation discrepancies, and processing challenges.

MINIMUM QUALIFICATIONS

• Wholesale/Broker Channel Experience REQUIRED: Extensive hands-on mortgage processing experience working directly with wholesale lenders and mortgage brokers. Retail-only processing experience will not be considered.
• Non-QM Processing Experience REQUIRED: Advanced knowledge of Non-Qualified Mortgage loan programs, alternative income verification, complex underwriting guidelines, and investor-specific requirements.
• Condo Loan Processing Experience REQUIRED – HIGH PRIORITY: Strong experience with condominium financing, condo project reviews, HOA documentation, lender approval requirements, and complex condo loan scenarios.
• FHA/HUD Experience REQUIRED: Strong working knowledge of FHA-insured mortgage processing, HUD guidelines, underwriting conditions, and documentation requirements.
• Purchase Transaction Experience REQUIRED: Proven experience managing purchase-focused mortgage pipelines and supporting high-producing loan officers.
• Florida Mortgage Experience REQUIRED: Familiarity with Florida-specific mortgage processing, condominium requirements, title procedures, and closing documentation.
• Florida Residency REQUIRED: Must currently reside in Florida and be available to work Florida business hours.
• Strong critical thinking, problem-solving, communication, organizational, and time-management skills.

CORE TOOLS & SYSTEMS

• Wholesale lender and broker submission portals
• Mortgage loan origination systems (LOS)
• Automated underwriting systems (AUS)
• Electronic document management and loan tracking platforms
• Digital communication and workflow management tools

PREFERRED SKILLS

• Experience working with wholesale lenders and investors such as The Loan Store, A&D Mortgage, UWM, Pennymac, Newrez, and The Lender .
• Experience independently managing complex mortgage files across multiple lender platforms.
• Ability to troubleshoot challenging underwriting scenarios and proactively resolve loan conditions.
• Strong technical aptitude with the ability to quickly adapt to changing lender guidelines and mortgage technology.
• Exceptional attention to detail, follow-through, and ability to thrive in a fast-paced, high-volume processing environment.

LEGAL NOTICE

By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from CornerStone and its affiliates, and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy at: https://www.cornerstonestaffing.com/privacy