Senior Regulatory Reporting Analyst

Who you are

• 3-7 years of experience in regulatory/STR reporting, financial crime investigations, transaction monitoring, or compliance
• Bachelor's degree or equivalent supplemental work experience
• C1+ fluency in English and French is a requirement
• Proven experience preparing and filing STRs/SARs or equivalent regulatory reports, including complex or high-risk cases
• Proficiency with data analysis tools (e.g. Looker, SQL, Excel) and transaction monitoring or case management systems
• Deep knowledge of AML, KYC, and sanctions regulations, and jurisdiction-specific STR/SAR requirements
• Excellent narrative writing skills and experience representing findings to regulators or law enforcement
• Excellent written and verbal communication skills, comfortable presenting to senior internal and external stakeholders
• Strong ethical standards and discretion when handling sensitive information
• Professional certifications such as CAMS (Certified Anti-Money Laundering Specialist) or equivalent are strongly preferred
• Direct experience liaising with regulators, FIUs, or law enforcement on STR/SAR matters
• Familiarity with machine learning or AI-driven tools for fraud detection and their regulatory implications
• Experience mentoring, training, or providing quality review for junior analysts

What the job involves

• In this dynamic role, you will be required to operate at an impeccable level of consistency while mastering new techniques and technologies to ensure GoFundMe remains a safe place to give and receive donations online
• We are searching for our next Senior Analyst, Regulatory Reporting to help interpret regulatory changes and ensure our products, policies, and communications comply with all relevant laws and standards
• This includes preparing reports, documentation, and responses to regulatory agencies while collaborating across teams to integrate compliance into product planning
• Act as a subject matter expert in one or more specialty areas relevant to STR reporting (e.g., sanctions, AML, CFT, tax fraud), advising the team on complex typologies and reporting nuances
• Act as the primary escalation point for complex or ambiguous STR determinations, providing guidance to Analysts on reportability and regulatory interpretation
• Own the preparation, quality review, and filing of high-complexity STRs, ensuring narratives meet regulatory standards for accuracy, completeness, and defensibility
• Determine whether cases require referral to Enhanced Due Diligence, Compliance, Legal, or law enforcement, and own that handoff
• Serve as a key point of contact for regulator and law enforcement inquiries related to STR filings, drafting or reviewing formal responses
• Mentor, coach, and support Analyst I and II team members through onboarding, real-time feedback, QA calibration, and hands-on guidance during escalations
• Proactively identify and escalate operational gaps, policy ambiguities, or workflow inefficiencies in STR processes, partnering with leadership to drive and implement scalable solutions
• Monitor and interpret regulatory and legislative changes affecting STR/SAR obligations, translating them into updated procedures
• Identify emerging financial crime trends and typologies, sharing insights across teams to improve detection and reporting practices
• Demonstrate sound judgment in managing information, identifying emergent risks, and escalating issues through the appropriate channels

Benefits

• Wide range of health insurance options, including medical, dental, and vision (GoFundMe covers 100% of employee premiums, and 80% of spouse and dependents)
• $600 annual fitness and wellness reimbursement
• Weekly massages
• Standing desks
• Fully-stocked kitchens & daily lunches
• Team off-sites & monthly social events
• Many of our offices are dog friendly
• 10 paid holidays, 17 days of accrued vacation per year, unlimited sick time & three volunteer days
• Enhanced parental leaves
• $50/month for employees commuting to and from work (public transit and/or parking)
• Caltrain GoPasses for our Bay Area commuters
• "Gives Back" program, where employees nominate fundraisers weekly for donations from GoFundMe
• Quarterly volunteer events in each office to give back to our local communities
• 401(k) retirement plan with company matching
• Access to learning tools and resources, including a subscription to Udemy, guest speakers, and internal brown bag sessions