Senior Risk Expert

As one of the leading insurance companies, we know that together we can achieve more. At UNIQA, we are therefore a community for a better life. We use our individual strengths to shape the future together. The SEE region — namely Bosnia and Herzegovina, Bulgaria, Croatia, Montenegro, Romania, and Serbia — is the third-largest group of companies within UNIQA Customer & Markets International, with a GWP of EUR 513 million in 2025 and around 2,200 employees. With a total market of over 2.5 million customers, SEE countries represent significant potential for growth and development through enhanced regional cooperation, a data-driven and customer-centric approach, and innovation. Thanks to our agile way of working, the synergies between teams, and our diversity, UNIQA is a unique organization with one team voice, one strategy, and one culture.

Key Responsibilities

• Contribute to the development, implementation, and maintenance of the Risk Management Framework and Internal Control System in line with regulatory requirements and UNIQA Group standards.
• Identify, assess, monitor, and report on key business risks, proposing appropriate mitigation measures and actions.
• Perform analyses of the company's risk profile, capital requirements, and solvency position.
• Participate in Solvency II processes, including the calculation and validation of capital requirements, ORSA, stress testing, and scenario analyses.
• Prepare and maintain internal, Group, and regulatory risk and solvency reports.
• Monitor compliance with risk limits, policies, and procedures, and support the maintenance of an effective control environment.
• Provide risk management and internal control guidance and support to business functions across the organization.
• Participate in local and international projects and monitor regulatory developments and industry best practices in risk management.

Requirements:

Education

• Master's degree in Economics, Finance, Mathematics, Statistics, Actuarial Science, or a related field.

Professional Experience

• Minimum 5 years of professional experience in the insurance industry or in an audit/consulting firm with a focus on the insurance sector.

Technical Knowledge and Skills

• Strong knowledge of the Solvency II Directive and the regulatory framework governing insurance activities.
• Good understanding of financial statements and financial analysis.
• Proficiency in Microsoft Office applications, particularly Excel.
• Fluency in English, both written and spoken.

Competencies

• Strong analytical and problem-solving skills.
• Excellent organizational and planning abilities.
• Attention to detail and a structured approach to work.
• Ability to communicate effectively with a wide range of stakeholders.
• Ability to work independently and collaboratively in a dynamic international environment.

We Offer:

• Competitive remuneration linked to individual performance;
• Complimentary health insurance; food vouchers;
• Initial onboarding training and ongoing support throughout the employment period;
• Career development opportunities;
• Flexible working hours and the possibility of remote work;
• Excellent location, modern office environment, and international standards of work;
• A great team and a collaborative culture that fosters team spirit.