Senior Staff Backend Software Engineer (Cards)

• At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most
• We are reinventing credit cards entirely. We are working directly with card issuers to change how credit is used throughout the world, creating new types of cards that work for both their everyday lives and large purchases with extremely straightforward, flexible terms. We are looking for a Senior Staff Software Engineer to take on a critical role in defining and leading technical excellence. You’ll partner with other engineering leaders in revolutionizing the way the team works, shaping the culture of engineering across Cards
• You will lead from the front on AI while holding the bar high on quality. You’ll collaborate with engineering leaders, create and implement technical strategy across full-stack teams, and coordinate closely with stakeholders to build scalable, reliable, and high-performing solutions. You’ll help shape best practices, guide architectural choices, and drive the successful delivery of critical initiatives
• This role requires a high level of technical ability, leadership and project management skills, strong cross-functional communication, and a customer-first mindset
• Lead the vision – Define the technical direction, long-term technical roadmap, and strategic initiatives in Cards
• Be a role model - Lead from the front as an example in using AI to build fast, take initiative, and revolutionize how we work
• Stay close to industry leaders in FinTech, learning from what is happening in the market to build our team
• Work closely with stakeholders across all teams at Affirm to champion and implement technical excellence in conjunction with business results
• Create and influence a strong ownership culture across teams, with high accountability and investment for building for scale and efficiency
• Architect and contribute to decisions on the right platform, tools, and technologies to support consistency and reliability
• Mentor and lead – Guide a strong group of engineers by championing best practices, and helping them grow

Benefits

• Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
• Spending Wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
• Supportive Communities: Get involved with our employee resource groups and community groups
• Remote-first Workforce: If your role is remote, you can set up shop anywhere in your home country
• Generous Time Off: Take the time you need when life happens
• Health Benefits: Get a plan that fits your needs
• Mental Healthcare: Take care of your mind with great mental health programs
• Parental Leave: Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
• Away Days: We offer 20 company-wide paid days off—which help our teams collectively pause to recharge
• Learning & Development: Engage in exciting learning programs to level up your growth- Experience using React Native, JavaScript, or Kotlin
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field
• Extensive experience developing and implementing technical strategy that drove prominent change in reliability and responsiveness
• Collaborative partnership across engineering teams and cross-functional stakeholders
• Experience mentoring and growing engineers up to Staff level
• Experience driving change across large engineering organizations
• Track record of successfully leading critical projects and leveraging multiple engineering teams across organizational boundaries for company-wide results
• 10+ years of experience working across the stack, driving architectural improvements in the backend
• You have strong verbal and written communication skills that can help influence and share critical decisions with stakeholders
• You embody an ownership mindset and help influence a similar culture to those around you