Senior Underwriter

Integrity. Care. Trust. Compassion. Expertise.

Do these words resonate with you?

These values of Builders culture create success in all we do. We strive to provide deeply supportive partnerships to our customers, agents, and each other.

Builders is proud to be named among the Great Places to Work. Our award-winning culture has earned top marks in Company Direction, Employee Appreciation, Work-Life Balance, Leadership, and Compensation and Benefits. Our strong culture keeps us Built Strong in a forever-changing world, and our AM Best A Rating is evidence of our financial strength.

Position Summary

The Senior Underwriter is responsible for evaluating, selecting, and underwriting policies within a designated coverage area, ensuring alignment with the standards and objectives of established insurance programs.

Responsibilities

• Serve in a lead capacity by managing workflows, providing direction, and assisting with staff training and development.
• Evaluate new applications, endorsements and loss information to determine risk eligibility.
• Apply underwriting guidelines, pricing models and company strategy to ensure profitable and sustainable risk selection.
• Exercise sound judgment within delegated authority when making decisions regarding risk acceptance and pricing.
• Assess and price risks based on exposure, loss history and prevailing market conditions.
• Prepare and revise accurate, comprehensive quotes for agent consideration.
• Identify and recommend pricing, or coverage adjustments, to enhance program competitiveness and profitability.
• Review monthly renewals for potential pricing adjustments or non-renewal recommendations.
• Maintain clear and professional communication with agents regarding renewals, coverage modifications and underwriting decisions.
• Partner with Claims, Loss Control, Marketing and other departments to service accounts, address issues and support loss mitigation efforts.
• Contribute to the refinement of underwriting guidelines, workflow improvements and system enhancements.
• Support the adoption and optimization of underwriting technology tools to drive efficiency and performance.
• Perform other duties as assigned.

Qualifications

• Bachelor's degree in Insurance or related discipline; or equivalent combination of education and/or experience
• Four or more years of multi-line property and casualty underwriting experience
• Knowledge of the construction industry with specialized expertise in worker’s compensation
• Ability to make sound underwriting decisions, manage complex accounts and maintain profitability
• Skill in interpersonal interactions with the ability to collaborate across teams and build strong agent relationships
• Skill in analysis, negotiation and problem solving
• Skill in time management and prioritization with high attention to detail
• Ability and commitment to maintain confidentiality and professional integrity
• Proficient with Microsoft Office Suite and function specific software applications

Let’s talk benefits!

• Competitive Salary
• Bonus Structure
• Profit Sharing
• Medical, Dental, Vision Insurance
• Employer Paid Short Term Disability
• Employer Paid Long Term Disability
• Employer Paid Life Insurance
• Voluntary Life Insurance
• 401K with Company Match
• PTO

About Builders

Builders is a mid-sized mutual with remarkable strengths. Rated A by AM Best, Builders has forged rock-solid financial strength and a reputation for reliability and fairness in fulfilling our promises to customers. Kind, collaborative, and customer-centric, our experienced and passionate teams foster a rewarding atmosphere of excellence, trust, and mutual respect, meriting the “Culture Excellence” honors from Top Workplaces. Flexible and highly personal, our experts leverage deeply supportive partnerships with knowledgeable independent agencies to drive better services and protection for policyholders.

Our financial excellence, amazing people, and powerful partnerships build outstanding outcomes and peace of mind for our agents and their clients. This is what we mean by Insurance Built Strong®.

Builders Insurance Group is an Equal Opportunity Employer. We welcome applicants from all walks of life and don't discriminate based on any protected status. Join us in creating a diverse and inclusive workplace! If, during the application process you need assistance, or an accommodation due to a disability, please contact [email protected].