SME- Payments- Malaysia

Product Processor Expertise: Act as a subject matter expert for payment product processors, with significant hands-on experience in Any product processor like Finacle or Global Payments Platform (GPP) and/or FIS Open Payment Framework (OPF). This includes configuration, parameterization, and understanding of core functionalities.

Payments Domain Knowledge: Possess a comprehensive understanding of payment schemes and protocols and Strong knowledge of :

Retail Payments

Instant Payments

Domestic Clearing Systems

Cross-border Payments

Card Processing

Clearing & Settlement

Reconciliation

Requirements Analysis & Solution Design: Define payment workflows, customer journeys, exception handling, and operational processes. Translate complex business requirements into clear, concise functional and technical specifications. Collaborate with product owners, business analysts, and development teams to design robust and scalable payment solutions.

Agile Methodology: Actively participate in all phases of the Agile software development lifecycle (SDLC), including sprint planning, daily stand-ups, backlog refinement, and retrospectives.

Stakeholder Collaboration: Effectively communicate with and manage expectations of various stakeholders, including business users, technical teams, and external vendors.

Deployment & Operations: Work closely with DevOps and SRE teams to ensure smooth and efficient deployment of payment applications, understanding deployment pipelines and operational considerations.

Troubleshooting & Support: Provide expert-level support for production issues, conducting root cause analysis and implementing timely solutions.

Innovation & Best Practices: Stay abreast of industry trends, emerging technologies, and regulatory changes in the payments space, recommending and implementing best practices.

Required Skills & Experience:

* 5+ years of experience in a techno-functional role within the payments domain.

* Demonstrable expert-level knowledge of payment product processors, specifically GPP and/or FIS OPF. Please highlight your specific experience with these platforms.

* Deep understanding of payment messaging standards (SWIFT MT/MX, ISO 20022).

* Strong grasp of payment rails and schemes (RTGS, ACH).

* Proficiency in Java development.

* Solid experience with API design, development, and integration (RESTful, SOAP).

* Familiarity with Microservices architecture and principles.

* Understanding of deployment strategies and environments.

* Proven experience working in an Agile/Scrum development environment.

* Excellent analytical, problem-solving, and communication skills.

* Ability to work independently and as part of a high-performing team.

* Strong attention to detail and commitment to quality.

Desirable Skills (Bonus Points):

* Experience with cloud platforms (AWS, Azure, GCP).

* Knowledge of Kafka or other messaging queues.

* Familiarity with containerization technologies (Docker, Kubernetes).

* Experience with payment fraud detection or AML systems.

* Relevant certifications in payments or technology.