C
Chime
Software Engineer (Trust & Safety)
Skills
Mobile DevelopmentRuby on RailsRuby
8 days ago
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Important information
Contract type:
Permanent
Salary:
$117,000 – $184,000 / year
Location:
Chicago, IL, USA
Work mode:
Onsite
Published on:
15 October 2026
What they need
- Chime Engineering is growing rapidly as we scale to meet the financial needs of our members
- We’re looking for driven engineers with strong leadership skills to help evolve our risk architecture, enabling deeper insights and stronger protections for our members
- As a Backend Engineer, you’ll provide technical leadership to the team, helping drive the modernization of one of our Chime Platforms within Trust & Safety
- Your work will ensure a secure, seamless, and frictionless experience for our members
- You’ll lead key projects end-to-end by setting technical direction, shaping system architecture, mentoring engineers, implementing APIs, collaborating with data engineers and analysts, and ensuring the reliability and performance of the platform—while also contributing to other team initiatives as needed
- Design, develop, test, refactor and scale backend implementations of new and existing consumer product features
- Work with the mobile team to design and build strong, resilient APIs that propel our mobile app
- Collaborate with multi-functional teams to understand member struggles and come up with creative solutions
- Proactively find opportunities for improving the reliability and scalability of our systems
- Work across the engineering team to improve and uphold high technical standards
- Engineers are required to participate in on-call rotation. Being on call may include responding to incidents outside of regular working hours when necessary
Benefits
- Physical: We believe in taking care of your physical health, so as a Chimer you’ll get medical, dental, and vision insurance, as well as benefits to support your physical activity, family planning, and all of your little Chimers
- Emotional: We know that staying healthy involves a lot more than doctor’s checkups. We partner with Modern Health to help you navigate your mental health, give monthly Take Care of Yourself Days, and want you to take time off when you need it
- Financial: We want Chimers to save and feel financially supported, so we offer savings plans with competitive matching, as well as access to financial planning and legal assistance so that you can find your financial peace of mind
- Social: We’ll celebrate your milestones together with travel stipends, swag, and high-fives and make sure you’re connected to fellow Chimers through our Chime Resource Groups (CRGs) and company events- 3+ years developing software in a production environment at scale
- Exposure to architectural patterns of large, high-scale web applications
- A desire to learn and dive into the deepest levels of how things work
- Experience working with transactional databases and caching systems
- Experience with Ruby on Rails or comparable frameworks
- An appreciation of maintainable and well-tested code
- Start-up experience as an added plus
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