Sr. Credit and Collection Manager

Senior Credit and Collection Manager is responsible for overseeing credit assessment, customer account monitoring, billing distribution, and timely collection of payments. The role ensures effective credit risk evaluation, compliance with approved credit terms, accurate monitoring of receivables and aging accounts, and efficient collection activities through structured supervision of collection teams and optimized collection strategies. The position contributes to controlled credit exposure, improved receivables recovery, minimized overdue accounts, sustained cash flow, and overall financial stability and operational efficiency of the organization.

Qualifications

• Bachelor’s degree in Accounting, Finance, Business Administration, or a related field. Postgraduate studies or professional certifications in Credit Management, Accounting, or Financial Risk are an advantage.
• Minimum of 5–8 years of experience in credit and collections, credit analysis, accounts receivable management, or financial operations, with at least 2–3 years in a supervisory or managerial capacity.
• Strong knowledge of credit assessment, collection processes, accounts receivable management, accounting principles, banking procedures, taxation, commercial law, and debt recovery practices.
• Proficient in MS Office, particularly Excel, with strong analytical skills and the ability to interpret aging reports, credit data, and account performance.
• Strong ability to monitor credit exposure, receivables, collection performance, and customer accounts, and implement appropriate credit and collection strategies.
• Strong leadership, decision-making, problem-solving, and performance management skills, with the ability to supervise and coordinate credit and collection teams.