Ladders
Staff Risk Analyst
Skills
16 days ago
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Important information
Contract type:
Permanent
Location:
United States
Work mode:
Onsite
Published on:
8 October 2026
What they need
For our client, we are seeking a Staff Risk Analyst to join the team of a leader in the Finance & Insurance space.
This role will shape credit risk policy and portfolio performance for a fast-moving fintech environment, with a strong focus on balancing growth, retention, and risk exposure. You will partner closely with Product, Machine Learning, and other cross-functional teams to turn analysis into practical policy improvements. The position also calls for building clear reporting and monitoring frameworks that strengthen decision-making across the risk function.
Location: Remote - US based candidates only, no visa sponsorship available
Compensation: $173,928 – $245,773 annually
Responsibilities
- Own policy optimization for member credit limits, balancing retention and risk exposure
- Design and evaluate policy experiments and A/B tests, translating results into policy changes
- Manage forecasting and reporting infrastructure for risk and portfolio performance visibility
- Explore data to identify opportunities for refining risk management strategies
- Define performance metrics and create reports and dashboards for monitoring
- Collaborate with Machine Learning and Product teams to implement analysis into policy changes
- Monitor deployed models for performance and stability, flagging issues for retraining
Qualifications
- 7+ years of experience in credit risk analytics or related fields, preferably in fintech
- Expert in SQL and proficient in Python for data analysis
- Knowledge of fintech risk fundamentals, including limit/max policy and portfolio monitoring
- Experience with A/B testing and translating results into actionable insights
- Familiarity with forecasting and curve-based modeling techniques
- Strong communication skills for conveying analytical findings
- Ability to collaborate across teams, including Machine Learning and Product
Benefits
- Remote work flexibility with in-office requirements for local employees
- Equity options in addition to salary
- Comprehensive benefits package
Our client is an equal opportunity employer. We encourage you to apply even if you don’t meet every qualification—your background could be exactly what this team needs.
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