Subprime Finance Manager

Subprime Finance Manager – Automotive Dealership

Compensation: Commission-based | Uncapped earning potential
Job Type: Full-time
Location: Ottawa, Ontario

About Hello Motors

Hello Motors is a growing used-car dealership serving customers throughout Ontario and Quebec. We're looking for a motivated, results-driven Subprime Finance Manager to join our team and help customers secure automotive financing solutions.

This is an excellent opportunity for someone with some experience in automotive financing who wants to develop their skills, build lender relationships, and increase their earning potential in a performance-driven environment.

The Opportunity

You'll work with customers across a range of credit profiles, helping them find suitable vehicle financing solutions. You'll be responsible for managing applications, working with lenders, structuring deals, and following up to turn applications into funded sales.

We're looking for someone who has a basic understanding of automotive finance and is eager to learn, improve, and produce results.

Responsibilities

• Review and assess customer credit applications.
• Submit financing applications to appropriate lenders.
• Work with subprime and alternative lending programs.
• Structure deals to maximize approval opportunities while meeting lender requirements.
• Follow up with lenders to obtain approvals and satisfy outstanding conditions.
• Communicate with customers to collect required documents and information.
• Work closely with the sales team to convert leads into completed and funded deals.
• Maintain accurate customer files and financing documentation.
• Ensure all transactions comply with applicable regulations and dealership procedures.

Qualifications

• Some experience in automotive financing, subprime lending, dealership sales, or a related financial services role is preferred.
• Basic understanding of credit applications, lender approvals, and financing structures.
• Strong communication, organization, and follow-up skills.
• Comfortable working in a commission-based, performance-driven environment.
• Self-motivated, competitive, and eager to learn.
• Professional, customer-focused, and detail-oriented.
• OMVIC registration, or eligibility to obtain the required registration, is an asset, subject to the role's applicable requirements.

You don't need to know everything on day one. We're interested in someone with a solid foundation, a strong work ethic, and the drive to become an excellent finance manager.

Compensation & Benefits

• Commission-based compensation with uncapped earning potential.
• Opportunity to grow your income as your production increases.
• Support from an established dealership team.
• Opportunity to develop automotive finance and subprime lending expertise.
• A growing business with room for professional advancement.

Compensation will depend on individual production and the agreed commission structure.

Who We're Looking For

We're looking for someone who wants to build a career in automotive finance—not someone who simply wants a job. If you have some experience, enjoy solving financing challenges, and are motivated by results, we'd like to hear from you.

Apply today to join Hello Motors in Ottawa.

Pay: $60,600.00-$173,000.00 per year

Benefits:

• Casual dress
• Flexible schedule
• On-site parking

Work Location: In person