Systems Architect

• Planning & Delivery Management

  • Develop and maintain the integrated project plan, WBS, schedule, and critical path across the LOS, LMS, and Collections workstreams.
  • Manage scope, milestones, and deliverables across phased go-live waves, starting with greenfield new-book implementation followed by legacy migration.
  • Drive day-to-day delivery, sprint cadence, and resource planning across business, IT, and vendor teams.
  • Track and report project progress, budget (CAPEX/OPEX), and QG gate readiness.
  • Manage Loan Origination System (LOS) migration from Newgen IBPS to Flowable, including onboarding, application capture, STP journeys, credit decisioning, policy rules, and BPMN approval workflows.
  • Manage Loan Management System (LMS) migration from Nucleus LMS v3.3 to FinnOne Neo, covering servicing, repayment scheduling, accrual, GL/accounting, deferral, rescheduling, write-off, and closure.
  • Manage Collections migration from Intellect to FinnOne Neo, covering delinquency management, bucketing, dunning, collections workflows, allocation, field and tele-calling, promise-to-pay, and legal/recovery processes.
  • Oversee KYC/AML, documentation, and disbursement handoff to core banking.
  • Manage conventional retail lending products on FinnOne Neo and Islamic retail lending products on Finacle 11.x, including Murabaha and Ijara.
  • Coordinate integrations across core banking, credit bureau, e-KYC, payments, GL, channels, and dialer/collections tools.

Desired Candidate Profile

Required Skills

• End-to-end delivery management of large, multi-workstream banking technology/system implementation programmes.
• Strong planning, scheduling, and critical-path management using MS Project, Wrike, or similar tools.
• Budget, vendor, and commercial management.
• Governance, RAID management, and stakeholder reporting at senior/CXO level.
• Working knowledge of LOS, LMS, and Collections platforms, along with integration patterns including REST/SOAP, APIs, and data migration.
• Experience with Agile and Waterfall/Hybrid delivery methodologies.

Qualifications

• Bachelor’s degree in a relevant field; Master’s degree/MBA preferred.
• 12–14 years of banking/financial services experience, with a strong project delivery track record.
• Proven experience managing retail lending system implementations across origination, loan management, and collections, including platforms such as Flowable, Newgen, FinnOne Neo, Nucleus, Intellect, Finacle, Pega, and TCS BaNCS.
• PMP, PRINCE2, or equivalent certification required; Agile/Scrum certification is an advantage.