Technical Architect

About the Company

Cedilla Financial Services Limited (Formerly known as HDFC Credila Financial Services Limited) is one of India’s largest education loan non-banking financial companies (NBFCs) offering education loans to Indian students. With an in-depth understanding of the higher education domain in India as well as overseas, Credila offers tailor-made education loan solutions that help enable students to be financially equipped to pursue their education at their dream university and country of study. Since inception, Credila has funded 178,000+ Indian students across 63 countries in 4,600 institutes.

Key roles and responsibilities:

• Lead the architectural design and technology roadmap for the LOS system across all lending verticals.
• Collaborate with cross-functional teams including business, operations, product managers, and development teams to deliver scalable, secure, and high-performing LOS solutions.
• Provide architectural governance, code quality oversight, and best practices for solution development and deployment.
• Translate complex business requirements into technical solutions, ensuring alignment with enterprise architecture standards.
• Ensure system design supports high availability, fault tolerance, and performance optimization for large-scale lending operations.
• Evaluate, recommend, and implement new tools, technologies, and processes to improve the LOS ecosystem.
• Guide internal and vendor development teams in adopting best-in-class architectural practices.
• Participate in RFP evaluations and vendor selection for LOS systems or associated components.
• Ensure robust data management practices, data privacy compliance, and security frameworks are integrated into system design.

Qualifications & Experience:

• Bachelor’s/master’s degree in computer science, Information Technology, or related field.
• 14–18 years of experience in software architecture and enterprise application development.
• Minimum 10+ years of hands-on experience architecting or managing Loan Origination Systems (LOS) in an NBFC or BFSI setup.
• Strong experience with digital lending platforms, microservices architecture, and workflow engines.
• Expertise in integrating with credit bureaus, KYC platforms
• Solid understanding of database technologies (RDBMS and NoSQL), caching, and performance tuning.
• Experience in agile delivery, DevOps practices, and distributed system architecture