Technical Lead (Lending & Savings)

• We’re looking for a Technical Lead, Lending & Savings to lead the engineering direction for two of our core Consumer products: crypto savings and crypto-backed lending
• This is a hands-on technical leadership role for an experienced engineer who enjoys building products from the ground up. You’ll define the technical architecture, lead a small team of engineers, and partner closely with the Lending & Savings Business Lead to turn product vision into scalable, reliable systems
• You’ll be expected to remain close to the code while providing technical leadership, making architectural decisions, mentoring engineers, and ensuring the team delivers high-quality software. You should have strong product instincts and enjoy working with cross-functional partners, but your primary responsibility is engineering excellence and execution
• Lead the technical direction and architecture of the Lending & Savings platform
• Design and build scalable, secure, and highly available distributed systems
• Make key architectural decisions balancing scalability, performance, security, and maintainability
• Remain hands-on, contributing production-quality code and reviewing critical changes
• Drive engineering best practices across system design, testing, deployment, observability, and operational excellence
• Mentor engineers through code reviews, technical coaching, and day-to-day leadership
• Own the delivery of technical initiatives from design through production
• Work closely with the Business Lead and designers to translate product requirements into technical solutions
• Break down complex initiatives into clear engineering milestones and execution plans
• Identify technical risks early and propose pragmatic solutions
• Ensure services remain resilient, performant, and secure as the platform scales
• Partner closely with the Lending & Savings Business Lead to understand customer problems and product priorities
• Provide technical input into product planning, helping shape solutions that balance customer value, engineering complexity, and delivery timelines
• Collaborate with Product Design, Treasury, Trading, Risk, Compliance, and Infrastructure teams to build customer-focused solutions
• Contribute to improving user journeys, performance, and platform reliability through continuous iteration
• Lead, mentor, and grow a small team of engineers
• Foster a culture of ownership, collaboration, and technical excellence
• Help recruit exceptional engineering talent
• Raise engineering standards across code quality, documentation, testing, and operational maturity
• Continuously improve engineering productivity through automation and modern development practices
• Drive adoption of AI-assisted engineering tools where they improve developer efficiency while maintaining high standards for quality and security
• Champion continuous improvement across architecture, tooling, and engineering processes

Benefits

• Meaningful Equity
• Remote-first
• Get the equipment you need
• Crypto Bonus
• Offsites
• HealthCare
• Unlimited Vacation
• Paid Family Leave- Demonstrated experience shipping reliable production systems that process financial transactions
• Experience leading engineering teams while remaining hands-on
• Comfortable working with cross-functional stakeholders to translate product requirements into engineering solutions
• Deep understanding of microservices architecture, APIs, distributed systems, and cloud-native applications
• A collaborative mindset with strong ownership and bias for execution
• Experience with monitoring, observability, incident response, and production operations
• Excellent communication skills with both technical and non-technical audiences
• Strong experience building backend systems using Kotlin or Java
• Experience working with Redis or other NoSQL technologies
• Experience designing distributed, event-driven systems using Kafka or similar messaging technologies
• Strong system design and architectural decision-making skills
• Strong knowledge of PostgreSQL and relational database design
• Experience owning technical delivery from planning through production
• Strong debugging and performance optimisation skills
• Experience using AI-assisted development tools such as Cursor, Claude Code, Codex, or similar as part of your engineering workflow
• Understanding of collateral management, interest calculations, liquidation engines, or financial risk systems
• Experience with lending, borrowing, savings, custody, payments, or other financial infrastructure
• Experience building fintech or crypto products