Technical Product Owner

About Cake

Cake is Vietnam’s leading digital bank, a subsidiary of VPBank. We’re building the future of banking with mobile-first products across Cards, Payments, Lending, Savings, and Investments .

Role Overview

We are looking for a Tech Product Owner to join our Card team , working closely with Engineering and cross-functional teams to build and enhance Cake’s digital credit card products.

This is a hands-on product role for candidates with a strong product mindset , good understanding of the Software Development Life Cycle (SDLC) , and the ability to work effectively with Engineering teams to turn business needs into well-defined, deliverable product features.

What You’ll Own

Feature Ownership

• Issuance: Digital card issuance, instant provisioning, virtual cards
• 3DS: 3DS 2.0 authentication flows and fraud prevention
• Installment: Transaction, amount, and cash installment
• Tokenization: Apple Pay, Google Pay integration
• Rewards & Loyalty: Cashback and EMOB programs
• Credit Lifecycle: Credit limit management, collections, delinquency prevention

Platform Ownership

• Cake App: Card management, transaction history, installment requests, card controls, notifications
• Cake Portal: Card issuance approval, limit adjustment, dispute handling, customer support workflows

What You’ll Do

• Act as Technical Product Owner in Agile/Scrum teams and manage the product backlog.
• Translate business and customer needs into user stories, acceptance criteria, product flows, and requirements .
• Work closely with Engineering and QA on feature development, technical feasibility, UAT, and release .
• Collaborate with Business, Risk, Compliance, and Operations to deliver products that meet customer and business needs.
• Support product discovery through market analysis, competitive research, and customer insights .
• Prioritize features based on customer value, business impact, and technical feasibility.
• Write clear product documentation with relevant API, data flow, and system integration context.
• Support end-to-end product delivery from ideation → requirements → development → UAT → launch → iteration .

What you need to be qualified

• 2+ years of experience in Technical Product Management, Product Owner, or similar product-facing roles.
• Background as Engineer, EM, or Technical Consultant is preferred.
• Banking / Fintech experience is preferred , especially in Cards, Payments, Digital Banking, Lending, or other financial products.
• Comfortable working with Engineering, QA, Business, Risk, Compliance, and Operations teams.
• Understanding of APIs, system integrations, data flows, and basic technical concepts .
• Experience working in Agile/Scrum environments.
• Strong analytical and problem-solving skills, with a willingness to learn and take ownership.
• Basic understanding of Credit Card products and customer journeys .

Our Benefits

• Competitive compensation with 13th-month salary and performance-based bonus .
• BE Corp budget for transportation, food, and other services on the Be app.
• MacBook and necessary equipment provided for technical team members.
• Social insurance and 100% gross salary during probation .
• Annual health check and premium medical insurance (PTI) after probation.
• 15 days annual leave .
• Creative working environment, flexible working hours, strong team, fast-growing products, and modern technology.
• Company trips, team-building activities, and regular team events.