TREASURY OFFICER

Key Responsibilities

1. Cash Management & Liquidity Forecasting

• Prepare, consolidate, and monitor daily cash position reports across all group bank accounts and operating entities.
• Develop weekly, monthly, and rolling 13-week cash flow forecasts, anticipating capital requirements across construction project disbursements, factory raw material procurement, and property management expenses.
• Optimize cash balances through inter-company fund transfers, sweep accounts, and short-term placement of surplus funds.

2. Division-Specific Treasury Operations

• Construction & Cladding (Glass & Aluminum):

• Manage performance bonds, advance payment guarantees, retention releases, and bank guarantees for major client contracts and project bids.

• Monitor project-specific credit lines, letter of credit (LC) drawdowns, and progress billings collections.

• Furniture Manufacturing:

• Secure trade finance facilities (e.g., supplier LCs, trust receipts) to support raw material imports and factory machinery financing.

• Align payment schedules with production cycles and supply chain lead times.

• Property & Leasing:

• Track and manage recurring rental income inflows, tenant security deposits, and debt service schedules for property development loans.

• Oversee landlord escrow accounts and sinking fund cash reserves for managed properties.

• Trading Business:

• Execute foreign exchange (FX) spot and forward transactions to hedge against currency volatility for imported goods.

• Manage import/export credit lines, trade loans, and international wire transfers (SWIFT).

3. Banking & Financial Institution Relations

• Serve as the primary operational point of contact for corporate banking partners, merchant acquirers, and financial institutions.
• Maintain bank account opening/closing documentations, signature cards, and corporate resolutions.
• Monitor bank fees, interest rates, loan terms, and facility limits, negotiating competitive rates and minimizing bank charges.

4. Credit Facilities, Debt Management & Compliance

• Track maturity dates, interest payment schedules, and principal repayments for short-term and long-term debt facilities across all entities.
• Assist in preparing loan application packages, financial covenant compliance reports, and bank audit requests.
• Monitor inter-company loan balances and ensure compliance with transfer pricing and corporate governance guidelines.