Underwriter

ABOUT US:

PolicyStreet Group is a full-stack insurance technology (insurtech) group of companies providing digital insurance solutions to businesses and consumers across Asia and Australia.

The Group operates through multiple entities across its key markets and business lines, including its insurance distribution, embedded insurance, and reinsurance arms. It partners with over 40 insurance and takaful providers globally to deliver employee benefits and group insurance solutions, insurance aggregation services, and digital infrastructure that simplifies insurance.

PolicyStreet Group is backed by leading venture capital firms Altara Ventures and Gobi Partners, as well as sovereign wealth funds Khazanah Nasional Berhad and Cool Japan Fund. The Group serves over 10 million customers with more than US$10 billion in sum insured. It was featured in the Financial Times and Statista's Top 500 High-Growth Companies Asia-Pacific 2026 list and named "Most Disruptive Insurtech in Malaysia" at the Insurance Asia News (IAN) Country Awards for Excellence 2025.

WHAT YOU’LL DO:

• Underwrite new business, renewals and endorsements across Personal Lines products.
• Assess and manage underwriting risks, pricing, coverage, policy terms, and insurer appetite to ensure sustainable and profitable products.
• Work closely with insurers, reinsurers, and partners on underwriting arrangements, negotiations, product development, and improvements.
• Monitor portfolio performance, loss ratios, and underwriting profitability, identifying opportunities to improve performance.
• Collaborate with Partnership Managers and internal stakeholders to develop and enhance insurance propositions that meet market and partner needs.
• Support underwriting initiatives and ensure alignment with business objectives, regulatory requirements, and market competitiveness.

Requirements

WHAT WE EXPECT OF YOU:

• Strong knowledge of the insurance industry, particularly Personal Lines.
• Experience in insurance underwriting, product management, broking, or a related insurance function.
• Exposure to Travel Insurance, Extended Warranty, Mobile Insurance, and/or Personal Accident (PA) is an advantage.
• Strong analytical, commercial, and problem-solving skills, with the ability to assess risks and make sound decisions.
• Excellent communication, negotiation, and stakeholder management skills.
• Bachelor's degree in Business, Finance, Insurance, Actuarial Science, or a related field.

Benefits

PERKS YOU’LL GET TO ENJOY WHILE WORKING HERE!

• Comprehensive Medical & Life Insurance – We’ve got you and your loved ones covered!
• Flexi Health Perks – From health screening to traditional medicine, take charge of your well-being!
• Focus WFA (Work From Anywhere!) – Dedicated days per year for deep-thinking work—whether it's at home, a café, or your favorite quiet spot. Work where you focus best!
• Skyrocket Your Growth – Be a part of our non-stop learning opportunities to level up your skills!
• Innovate, Collaborate, Elevate – Join an energetic team that makes every challenge exciting, every win rewarding, and every day a fun learning experience!

Join Our Team in Shaping the Future of Insurance

As a homegrown startup that seeks to innovate how we use and think of insurance, we value teammates who think big, challenge the old ways, and take extreme ownership.

In PolicyStreet, we aim to do better, to serve people better. We are committed to pushing boundaries of innovation and to develop Purposeful and Simple insurance solutions for businesses and consumers, narrowing the protection gap and improving financial inclusivity in the region.

If you are driven to make change, keen to be at the forefront of insurance innovation, and grow with a team of talented and motivated people, we’d be just as excited to get to know you too!

At PolicyStreet, we uphold the principles of equal opportunity and embrace diversity. We are committed to a workplace free from discrimination based on race, religion, colour, gender, sexual orientation, age, marital status, veteran status, or disability status.

Find out more about us via our website at www.policystreet.com.