Underwriter

Introduction

Through our client-facing brands Momentum Group, with Multiply (wellness and rewards programme), and our other specialist brands, including Guardrisk and Eris Property Group, the group enables business and people from all walks of life to achieve their financial goals and life aspirations. We help people grow their savings, protect what matters to them and invest for the future. We help companies and organisations care for and reward their employees and members.

Disclaimer

As an applicant, please verify the legitimacy of this job advert on our company career page.

Role Purpose

Evaluate, review and analyse insurance applications and screen applicants against set criteria in order to determine client risk and provide recommendations on approval or rejection of applications.

Requirements

• Grade 12 or equivalent qualification
• B-Degree in Business, Finance, orrelated field
• Relevant medical qualification(nursing, physiotherapy, orequivalent)
• 2-3 years underwriting experience(essential)
• Experience in finacial services(desired

Duties & Responsibilities

• Make accurate individual underwriting decisions for new applicants and additional dependants applying to join Momentum Medical Sheme by applying:
  • The Medical Schemes Act (legislation)
  • The Momentum Medical Scheme underwriting policy
  • Standards, protocols and guidelines set
• Assist the underwriting team by providing clinical input on medical information provided by applicants in order to make accurate individual underwriting decisions.
• Create new and maintain existing standards and clinical protocols and guidelines.
• Provide training (clinical) internally to assist with application of guidelines.
• Create new and maintain existing list of condition specific exclusions and associated link to required clinical coding.
• Assist brokers, applicants, and members where applicable with regards to underwriting decisions made either telephonically, in writing or in person as required.
• Liaise with doctors and/or medical professionals where applicable with regards to underwriting decisions made either telephonically, in writingor in person as required.
• Effectively resolve any queries received and identifying trends and training gaps.
• Drive and support effective departmental team work.

Competencies

• Examining Information
• Documenting Facts
• Interpreting Data
• Showing Composure
• Checking Things
• Following Procedures
• Upholding Standards
• Producing Outputs