Underwriter - Tech, Media, Telecom (Analyst Development Program)

Overview The Tech, Media & Telecom group within First Citizens Bank is hiring an Underwriting Analyst to participate in the Commercial Bank Analyst Development Program.

About The Analyst Development Program As an Analyst you will participate in the Commercial Bank Analyst Development Program which is designed to build a broad and deep technical skillset through formal classes, online coursework, and on the job training.

The program begins on-site at our New York City Office with a 8-week intensive curriculum where participants learn about:

• Credit Policies and Procedures
• Underwriting fundamentals
• Financial analysis and Excel modeling
• First Citizens Bank Core Values
• Application-specific training on systems
• Business Unit overviews with Team Leaders
• Strategic priorities of the Bank

Following the 8-weeks, Analysts join their teams and stay connected with colleagues through trainings and professional development sessions. We provide a superior foundation and launchpad for continued success for our Analysts as they begin their careers.

About The Tech, Media & Telecom Team The TMT group specializes in financing solutions for middle market companies, within industries such as telecommunications infrastructure, software, information and tech-enabled services, entertainment, music, and commercial/tribal gaming.

Responsibilities & Qualifications Main Job Tasks and Responsibilities

• Prepare historical financial analysis, projection models and assist in the underwriting of loans.
• Conduct independent industry research.
• Assist in the management and reporting of loans post close.
• Participate in the creation of credit approval documents.
• Attend and contribute to credit approval meetings.
• Develop understanding and maintain awareness of trends and conditions in the various TMT subsectors.
• Maintain credit files in preparation for internal or external audits.
• Develop a firm understanding of FCB systems, processes, and resources.

Position Specific Skills

• Analytical Reasoning
• Communication (Written and Verbal)
• Credit Analysis
• Critical Thinking Skills
• Financial Analysis

Basic Qualifications

• Minimum Required Education and Experience: Bachelor's Degree OR Associate's Degree/Equivalent and 2 years' experience.
• Coursework or internship in commercial lending or credit Analysis, financial statement analysis, and finance fundamentals

Preferred Qualifications

• Bachelor’s degree completed upon start of the program (July 7, 2027)
• Major or concentration in finance, economics, or math.
• Ability to demonstrate strong analytical, quantitative, and writing skills.
• Minimum undergraduate GPA of 3.0.
• Anticipated graduation in 2027
• Previous internship experience in an analytical role within a financial services institution.

Additional Information The base pay for this position is generally between $36.06/hour and $43.27/hour. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.