ASA Microfinance Bank (Pakistan) Limited

Job Responsibilities:
<ul>
<li>To support Bank’s CAD function</li>
<li>Assist Credit function in credit approval</li>
<li>Initial screening of credit proposal/credit applications</li>
<li>Identification of Shariah non-compliance risks and propose remedial measures</li>
<li>Address credit related inquiries from Shariah, support groups and regulators</li>
<li>UAT and implementation of Islamic financing products</li>
<li>Coordinate with Head Asset in developing Islamic financing products</li>
<li>Monitoring of pre and post-disbursement stages</li>
<li>Management of Charity Account</li>
</ul>
Behavioral Competency:
<ul>
<li>Leadership and team-building skills.</li>
<li>Strategic thinking and business acumen.</li>
<li>Strong communication and interpersonal skills.</li>
<li>Customer-centric approach.</li>
<li>Problem-solving and decision-making abilities.</li>
<li>Initiative, innovation, and result orientation.</li>
</ul>
Technical Competency:
<ul>
<li>Fully conversant with SBP regulations, Prudential Regulations, Islamic Banking Framework, and regulatory reporting requirements.</li>
<li>Sound knowledge of Islamic Banking products and their implementation.</li>
</ul>
No. of Years’ Experience:
Minimum 5 years of banking experience in branch banking, Islamic Banking, credit, or sales management role, including at least 2 years in credit
Qualification:
Master's degree in Business Administration, Economics, Finance, Banking, Marketing, Islamic Banking &amp; Finance, or a related discipline. Professional certification in Islamic Banking shall be preferred.

Unit Head Credit Operations Islamic Microfinance Department

Unit Head Credit Operations Islamic Microfinance Department

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