US Insurance Underwriter

Job Summary

We are looking for a detailoriented and analytical US Insurance Underwriter to assess and evaluate insurance risks for businesses and individuals. The role involves reviewing applications, analyzing risk factors, determining coverage terms, and ensuring policies align with underwriting guidelines and regulatory standards. This position supports US operations and requires working night shifts.

Responsibilities

• Review insurance applications, financial records, claims history, and supporting documents to evaluate risk exposure and eligibility.
• Approve, modify, or decline insurance applications based on underwriting guidelines, company policies, and risk appetite.
• Assess risk factors and determine appropriate premiums, coverage limits, deductibles, and policy terms.
• Develop suitable insurance coverage solutions, including endorsements, exclusions, and policy conditions.
• Coordinate with agents, brokers, and clients to obtain required information, resolve discrepancies, and communicate underwriting decisions.
• Work closely with claims teams, risk analysts, and other departments to ensure accurate underwriting and policy issuance.
• Ensure underwriting practices comply with US insurance regulations and internal company standards.
• Maintain accurate underwriting records, reports, and policy documentation.
• Monitor existing accounts, review policy renewals, analyze claims trends, and recommend risk adjustments when necessary.

Requirements

• Bachelor's degree in Business, Finance, Economics, or a related field
• 2-3 years of underwriting experience preferred
• Experience in commercial or general insurance underwriting is an advantage
• Professional certifications such as CPCU or AU are a plus

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.