wealth protection specialist

A Wealth Protection Specialist (Financial Advisor) at AXA Philippines is a specialized financial advisor tasked with helping individuals, families, and businesses safeguard their assets, manage financial risks, and build long-term security through tailored insurance and wealth solutions.

AXA Philippines—a joint venture between the global AXA Group and Metrobank—offers life, health, savings, and general insurance products.

Role Overview

AttributeDetailsPosition TypeFull-time or Part-time / Independent AdvisorWork SetupHybrid (Client visits / Branch office + Remote digital consultations)Primary FocusRisk management, income protection, health coverage, asset preservation, and estate planningCompensationCommission-based structure with performance bonuses, monthly production allowances, and travel incentives

Key Responsibilities

1. Financial Needs Assessment & Risk Analysis

• Perform in-depth Financial Needs Analyses (FNA) to determine clients' current assets, risk tolerance, and long-term financial targets.
• Evaluate exposure to major risks—such as critical illness, disability, premature death, or property loss—and structure appropriate protection strategies.

2. Product Recommendation & Proposal Formulation

• Recommend appropriate AXA solutions across key protection categories:

  • Health & Critical Illness Protection (e.g., Health Care Access, Health Start)
  • Life & Income Protection (e.g., AllShield, term and unit-linked plans)
  • Savings & Wealth Accumulation / Investment-Linked Plans (VULs) (e.g., Vision Achiever)
  • Estate Planning & Wealth Transfer (e.g., Legacy Steward)

• Prepare personalized financial proposals and present options clearly to clients.

3. Business Growth & Prospecting

• Prospect potential clients through active networking, client referrals, digital marketing, and community outreach.
• Meet or exceed branch production targets and key performance indicators (KPIs) set by the agency management team.

4. Client Servicing & Relationship Management

• Build long-term client relationships through regular portfolio reviews and life-stage updates.
• Assist clients with policy applications, policy changes, renewals, and claims navigation.

5. Compliance & Licensing

• Pass the Insurance Commission (IC) examinations for Traditional Life and Variable Life Insurance licenses.
• Complete mandatory training modules provided by the AXA Academy and maintain strict compliance with insurance regulations and data privacy standards.

Qualifications & Core Competencies

• Education: Bachelor’s degree in Finance, Business, Administration, Economics, or a related discipline preferred (open to all degree backgrounds with relevant interest).

• Experience: Sales, banking, customer service, or account management experience is a distinct advantage, though career shifters and fresh graduates are welcome.

• Core Competencies:

  • Consultative selling and active listening skills.
  • Financial literacy and risk management understanding.
  • Strategic problem-solving and analytical mindset.
  • High professional integrity, empathy, and ethical client advocacy.

Compensation, Perks & Career Growth

• Flexible Earning Potential: Tiered commission schedule, production allowances, and quarterly/annual bonus pools.
• Rewards & Travel: Qualification tracks for local trips, international conventions, and elite recognition (e.g., Million Dollar Round Table / MDRT).
• Group Coverage: HMO and group life insurance benefits upon achieving specified production benchmarks.
• Leadership Path: Fast-track opportunities to advance into management roles such as Unit Manager (UM) or Agency Development Manager (ADM).