Acura Solutions
Zonal RCU Manager -(Risk Control Unit)
2 months ago
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Important information
Contract type:
Permanent
Salary:
₹1,600,000 – ₹2,250,000 / year
Location:
Mumbai, Maharashtra, India
Work mode:
Onsite
Published on:
9 September 2026
What they need
Role & responsibilities
Responsible for managing fraud risk, asset quality, and RCU operations across the assigned zone for Home Loans and LAP.
Key Responsibilities:
- Lead RCU/FCU operations covering pre- and post-disbursement verification.
- Identify and investigate fraud, document manipulation, identity/income discrepancies and suspicious profiles.
- Monitor early delinquency (EDA) and coordinate with Credit, Sales, Collections and Operations.
- Manage and monitor RCU/FCU verification agencies/vendors, TAT and billing.
- Conduct audits, identify process gaps and recommend risk-control measures.
- Lead and mentor the regional/branch RCU team and ensure adherence to policies and regulatory requirements.
Candidate Profile:
- 11+ years of experience in RCU/FCU/Fraud/Vigilance in Bank, NBFC or HFC.
- Strong exposure to Home Loans and LAP.
- Excellent investigation, analytical, audit and stakeholder-management skills.
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