Finance Manager

Role: Finance Manager

About GyanDhan

GyanDhan is a fintech platform empowering students to pursue higher education by simplifying education loans and study abroad services. Through strong banking partnerships and a student-first approach, we enable seamless access to financing, guidance, and essential support throughout the study abroad journey.

Job Description

The finance manager will be responsible for overseeing the whole finance / accounts / compliance department at GyanDhan. The individual will be responsible for monitoring general accounting practices, budgeting, developing internal accounting controls, tracking high-volume corporate client accounts, payroll processing, RBI interaction and compliance, and the design and ownership of automated, policy-enforced finance processes across the group.

Roles and Responsibilities

• Own the redesign of the finance function into documented, automated processes: write SOPs for every recurring process (month-end close, reconciliations, TDS/GST, RBI and CIC returns) and co-own the finance automation roadmap with the Tech team
• Implement the delegation-of-authority matrix, maker-checker approvals and finance policies (expense, procurement, related-party) as enforced system workflows, not just documents
• Own lender commission invoicing, ledger reconciliation and dispute tracking for the marketplace (SCPL),
• Maintain a compliance calendar covering statutory and RBI filings for both entities, with named owners and evidence of each filing
• Oversee and manage the general accounting functions, including, but not limited to accounts payable, accounts receivable, general ledger, and taxes, payroll and secretarial provisions
• Support debt raises led by the CEO: maintain lender data rooms, prepare lender MIS and covenant compliance reports, and coordinate due-diligence requests from lenders and investors
• Help/prepare with quarterly and year-end financial audit activities and the annual corporate financial controls audit
• Engaged in preparation of annual financial statements as per the required accounting standards/Ind AS accounting standards
• Prepare, review, and analyze financial statements to ensure accuracy and completeness
• Oversees preparation of business activity reports, financial forecasts, and annual budgets
• Supervise and/or manage general ledger accounting functions
• Responsible for tax planning throughout the fiscal year; files annual corporate tax returns
• Responsible for indirect tax planning throughout the fiscal year; files indirect tax returns
• Overseeing Payroll compliances including but not limited to Provident Fund and ESI
• Presents recommendations to management on short-term and long-term financial objectives and policies
• Ensures compliance with local and state government requirements
• Ensure proper accounting of Direct assignments as per Ind AS 109 and other Ind AS
• Ensure compliance with RBI regulatory requirements i.e Calculation of CRAR, NIM, NPA, DNBS etc.
• Income tax assessments and preparation of replies to the IT notices
• Indirect tax verification and preparation of submissions to government departments
• Preparing MIS reports for presentation to leadership team
• Proper recording of Subvention/interest income on the loan portfolio, preparation of amortization schedule of loan portfolio and borrowings as per effective interest rate method
• Accounting of Securitization of Loans, Debentures, OCPS/CCPS, and other structured instruments

Requirements

• 5+ years of progressive accounting experience with a portion of it being in a supervisory role leading a team 5-6 members
• Excellent verbal and written communication abilities across all levels of the organization
• Advanced technical knowledge of Accounting, taxes, payroll, companies Act and RBI regulations
• Advanced Microsoft Excel skills. Hands-on experience with ERP systems (Tally/Frappe or similar) and with automating or rebuilding a finance process; comfortable using AI tools daily. Candidates should be able to give a specific example.
• Functional knowledge of Tally, Loan Management system, income tax/TDS and GST
• Proven work experience as a Financial Accountant/Manager or similar role
• Prior NBFC or lending-business finance experience (DNBS returns, provisioning, CIC reporting): strongly preferred

Office Timings - 10 AM - 7 PM (With alternate Saturdays off and Fixed Sundays Off)

Academic Qualifications - CA or MBA (Finance) with a strong finance controllership background

Experience - 5 to 8 years, of which at least 3 in NBFC / lending-business finance

Location -Noida Sector 3

Reports to - CEO

Success measures (first 12 months) - Month-end close for both entities within T+7 working days; RBI and CIC returns generated from a single reconciled data source with zero missed filings; top three finance processes automated and documented, with maker-checker enforced in the system