Functional Tester

Key Responsibilities

• Perform functional, system integration, regression, and API testing for Commercial Lending applications.

• Validate end-to-end lending lifecycle processes across Loan IQ and related platforms.

• Analyze business requirements and create comprehensive test scenarios, test cases, and test data.

• Execute tests covering:

• Bilateral Loans

• Syndicated Loans

• Drawdowns & Repayments

• Interest & Accrual Processing

• Fees & Charges Management

• Loan Servicing Workflows

• Validate accounting entries and financial calculations associated with lending transactions.

• Conduct API testing using REST/SOAP services and tools such as Postman.

• Perform SQL-based data validation and backend verification.

• Log, track, and manage defects using JIRA, ALM, or Octane.

• Support SIT, UAT, regression testing, and production validation activities.

• Collaborate with business analysts, developers, and product stakeholders to ensure successful project delivery.

• Leverage AI-assisted testing approaches for improved test coverage, requirement validation, and defect detection.

Required Skills

Primary Skills

• Commercial Lending Functional Testing
• Loan IQ
• Bilateral Loans
• Syndicated Loans
• Drawdowns & Repayments
• Fees, Interest & Accrual Processing
• API Testing (REST/SOAP, Postman)
• Test Case Design & Execution
• Defect Management (JIRA/ALM/Octane)

Secondary Skills

• Accounting & Financial Validation
• Integration Testing
• SQL & Database Validation
• Loan Servicing Workflows
• Banking Domain Knowledge
• AI-assisted Test Design & Coverage Analysis