Graduate Trainee in CIB Coverage 企业金融部管培生-北京

此岗位仅限应届毕业生或工作经验在1年以下人士

Location: Beijing

Main responsibilities:

To provide to local Coverage teams the needed support linked to the credit process.
To provide supports to local Coverage teams to maintain client relationship on daily basis.

1. Due Diligence
   Assist in client onboarding processes, conduct customer due diligence (KYC), collect and verify business licenses, legal representative identification, and other credentials, regularly update information, and ensure timely completion of periodic KYC reviews.

2. Financial Rating
   Utilize the Dafne internal rating system to complete credit assessments for clients, analyze key financial ratios such as net profit margin and operating cash flow ratio, and produce rating conclusions to support credit approval decisions.

3. Report Writing: Assist in drafting credit application reports and annual review reports, consolidate business and financial information from public sources and client submissions, and perform data compilation and trend analysis on financial indicators including revenue and gross profit.

4. Compliance Verification: Adhere to regulations of Chinese regulatory authorities (SAFE, NFRA, PBOC) and internal compliance policies, participate in anti-fraud and anti-money laundering (AML) training, and ensure all operations are conducted with zero compliance risk.