Amine El Guengue

- Supporting the Global Head of Risk Underwriting (CRU) and Group Head of the Sensitive Risk Management Unit (SRU) for the tasks related to the steering and day-to-day portfolio management. - Scouting and sourcing new data sources internally and externally ( Refinitiv & bloomberg ), testing the applicability, selection of the best options, and managing the integration to our processes. - Building and Designing the new Data monitoring tool and Portfolio Management tools in line with the requirements of the network. - Training processes. - Reporting and other relevant tasks.

- Monitor results and operating expenses of the branch's activity , analyze gaps between forecast and results, identify the causes and alert on the anomalies noted. - Ensure that stocks are kept up to date in the information system. - Control invoicing prices in order to respect margins. - Carry out registrations of vehicles sold. - Ensure recovery from financing companies.

1st Fintech Platform and Marketplace for Moroccan Local Farmers - BtB

Currency Risk Management: tasked with analyzing and the risks associated with fluctuations in foreign exchange rates. Assessing the company's exposure to currency risk in different markets and proposing hedging strategies to mitigate potential losses. Trade Finance Operations: involved in the operational aspects of trade finance, including letter of credit management and financing solutions to secure financing for import/export operations. Market and Economic Research: conduct market research to identify new trading opportunities or assess economic conditions that may affect the company's international operations. Analyzing market trends, competitor activities, and economic indicators in current and potential markets

- Examining the financial records of the company to ensure accuracy and compliance with accounting standards - Identifying and assessing risks that could impact the company's operations or financial stability. - Analyzing risks related to supply chain disruptions, counterfeit medications, or changes in regulatory requirements. - Analyzing data related to sales, inventory, and logistics to identify trends, anomalies, or areas for improvement and preparing audit reports that summarize findings, implications, and recommendations for management.

- Examining the financial records of the company to ensure accuracy and compliance with accounting standards - Monitoring of customer receipts, payments and monitoring of reimbursement files - Control of banking operations and bank reconciliation

- Credit Risk Analysis: evaluating the creditworthiness of individuals or businesses applying for loans. - Analyzing financial statements, cash flow, and other financial indicators to assess the ability of borrowers to repay their debts. - Support the loan processing team by assisting in the collection and analysis of financial documents, preparing credit reports. - Client Interaction and Relationship Management to understanding client needs and building relationship management skills.