Amine Ouraini

Freelance Consultant for Financial & Banking Industry: o INWI – Responsable Programme - Direction Technique - Lancement du Programme de transformation de la filière inwi money pour le développement des services de paiement Mobile et E-wallet et autres projets de la DT, Diagnostic des solutions en place, Analyse des écarts organisationnels et techniques, Planification et mise en œuvre du calendrier de transformation des Projets SI de Inwi, Reporting des chantiers de transformation, Revue de la Roadmap Projet 2023, Réorganisation des processus et gouvernance, Définition des objectifs 2024 o AWB IT AFRICA – Project Manager for the AWB European Business Model Program - Program Management for all business streams' actions for the onboarding of all NBM program initiatives. Implementation of follow up and management tools and Program presentation. o Reporting Factory for Majorel - Financial analysis of global data for Reporting. Cartography of Information System. Subsidiaries vs. group's reconciliation of data. o RGPD Consultant for BOA BMCE - Implementation and follow up of the RGPD actions for the 2021 roadmap (Business workshops for the preparation of the processing operations' register. Procedures' validation. Project Management. Training workshops. User acceptance tests)

Finance Consultant Manager - In charge of the Financial Services and Regulatory Business Practice o ONCF Rabat – Reorganisation of the Legal and Litigation Direction - Diagnosis of the existing environment and processes - Workshops and delivery of recommendations (Organisation, Workflows, Human resources…)

Senior Consultant - In charge of Financial Services Business Practice o BMCI Casablanca – MOA/DSI Department – NEW KYC Project (One year) - Regulatory compliance for KYC; Data processing; Contingency plan; AML; Data scrubbing for the accounts that are impacted by IT and regulatory evolution; Database cleansing - In charge of evolution for Docubase tool for electronic management of documents ; Follow up of Finatech actions for the clients onboarding’s level up; charge analysis; non regression tests; new design for the documentation tree; anomalies follow up for all retail banking network - Project management and implementation of IT and regulatory evolution for Bank El Maghrib with Gsimt (Test strategy, UAT; Training of internal resources…) - Project management for dematerialization ; change management with business lines and production of reporting documents for local and international regulators - PMO and AGILE management for the Core Banking System’s migration from Atlas to SAB. (Clients onboarding, Reporting, Implementation of the new workflow for retail and corporate clients…) - UAT for clients onboarding’s non-regression with retail and corporate business lines - Response to US Regulatory organisms and General Inspection’s bodies and processing of banking data o CA CF Paris – Direction Finance - ALM & Back - Internal Liquidity Adequacy Assessment Process – Finance Regulatory Compliance for SSM/ECB (three months) - Production of ILAAP declaration, for the compliance of liquidity management’ system in regards of ILAAP regulatory requirements of the Single Supervisory Mechanism for ECB o CA SA Paris – Finance Department/Asset management - Asset Encumbrance Project - Regulatory EBA compliance (five months) o CA CIB Paris – Corporate Banking Operations Department – Eiffel Project - Regulatory compliance for BCBS 239 (three months) o BNP Paribas UK – RaDAR program – BCBS 239 – CIB Finance (six months)

Senior Consultant – Retail Banking and Insurance Industry: - Engagement for the Reengineering of processes for the insuring company COFACE Morocco (Three months)- Member of a 7 consultants team, including one Project Manager – 65 man/days: - Reprocessing of the Claims and Debt Collection department, review of the operational processes (Invoicing, Claims Management, Debt Collection, Analysis of guarantees, Administrative Management, Indemnisation Provisions, Monitoring of activities, Management of complaints and Reporting) - Support of the change of status from COFACE Services to COFACE SA, Definition of the impacts of the insurance agreement for the Claims and Debt Collection department of COFACE, implementation of the recommendations pour the improvement of processes - In charge of the Paperless engagement for BNP Paribas International Retail Banking (Eastern Europe, North Africa)- Improvement of the efficiency of controls and automatization of processes (two months) – Management of one junior consultant – Total of 53 man days

KURT SALMON Luxembourg, (formerly Ineum Consulting - three years) - Consultant - Financial Services Industry – Funds Business Practice - Business analysis and process improvement for KS clients: Transfer Agents, Fund Distribution Services, Finance department for major clients in Luxembourg and Brussels. - Supervision of Business Analysts and Trainees - Participation to different call tenders in staffing room for Software implementation: Murex… - Research, Analysis and Presentation on Payments Service Directive, Single Euro Payment Area, FATCA, Dodd-Frank act and their impact on banking operational environment. - Participation to the drafting of a Contingency Plan for banks in Luxembourg. - Update and preparation of different User Guides for IGEFI Multifonds

ERNST&YOUNG Luxembourg, (sixteen months) – Junior Second Year Assistant - Auditing engagements for Major Mutual, Hedge and private Equity Investments Funds, and Custodian Banks.