Amry Karpati

At Swan, I help structure, optimize, and secure business and regulatory operations within the Banking-as-a-Service (BaaS) ecosystem. Operating as an independent RegOps & Compliance Consultant, I focus on transforming complex operational workflows, mitigating financial risk, and ensuring full regulatory alignment with ACPR directives and EU financial standards. Key Responsibilities & Scope: - Law Enforcement & Judicial Requests: End-to-end management of law enforcement requisitions, asset freezes, judicial disclosures, and attachment orders in full compliance with French/EU legal frameworks. - Regulatory Offboarding & ACPR Compliance: Overseeing compulsory account closure protocols for high-risk business accounts, strictly adhering to ACPR guidelines. - BODACC Screening & Insolvency Tracking: Identifying struck-off entities, liquidations, and receivership procedures via BODACC checks to execute compliance-driven offboarding workflows. - Process Optimization & Automation (RegOps): Partnering with Product and Tech teams to eliminate manual overhead, automate compliance bottlenecks, and streamline operational risk monitoring.

At Facilero, I managed merchant onboarding, payment operations, and continuous compliance for international B2B clients operating within high-risk verticals, including Trading and iGaming platforms. Key Responsibilities & Scope: - High-Risk Onboarding & KYB Compliance: Orchestrated end-to-end merchant onboarding, legal document verification, and Know Your Business (KYB) checks to ensure strict compliance with payment processor requirements. - Payment Operations & Transactional Risk: Monitored high-volume payment processing, analyzed transaction approval rates, and resolved technical and operational payment bottlenecks. - Portfolio Management & Retention: Served as the dedicated point of contact for strategic accounts, driving account retention, optimizing processing setups, and ensuring seamless platform adoption. - Risk Assessment & Escalation Management: Acted as the primary point of contact for operational and compliance issues, performing direct risk assessments on high-risk accounts and coordinating directly with executive leadership and acquiring banking partners.

At Soft2Bet, I managed high-value VIP accounts across French-speaking markets (FR, BE, CH, LU, CA), combining portfolio retention strategies with front-line compliance and transactional risk monitoring. Served as the operational bridge between VIP players, payments, and risk teams, initiating a core specialization in onboarding risk and AML compliance. Key Responsibilities & Scope: - Front-Line KYC & AML Verification: Performed initial risk checks, Source of Funds (SoF) verifications, and enhanced due diligence (EDD) for high-volume VIP accounts, ensuring alignment with regulatory standards. - Transactional Risk & Fraud Prevention: Monitored player transaction patterns and deposit behavior to detect anomalous activity, mitigate fraud risks, and escalate suspicious activities to internal risk teams. - VIP Portfolio Retention & Engagement: Managed end-to-end player relationships via personalized support, driving long-term loyalty while enforcing account security protocols. - Cross-Functional Escalations: Coordinated directly with Transactions Monitoring, Fraud, and Compliance teams via Zendesk and Jira to resolve complex account issues, transaction delays, and verification bottlenecks