Angelique Michaud

Internal Controls: Review of internal procedures of other department. Identification of significant controls in place and ensure that the related risks are sufficiently mitigated. Follow-up of recommendations of the internal audit function, the external auditors and regulatory authuthorities. Internal control missions approved by the General Management and the Audit & Risk Committee. Particicipate to the establishment of reports following missions performed. Controls on Market Risks Liquidity & Funding Risk Control

Credit Risk: Monitoring controls of the treasury activities Daily monitoring of financial counterparties limits Preparation of internal reports to the management Establishment of the legal reporting to be submitted to the Swiss banking authorities Market Risk: Control Nostro positions in foreign currencies Control the derivatives positions Political & Country Risk: Daily monitoring of the country exposures Analysis and reporting to the management Establishment of regulatory reports for the Swiss National Bank

Preparation of annual budget. Maintain and develop the Management Information System of the Bank. Maintain and update the Customer Profitability system (income and volumes) and the Profit/Cost Center Accounting system. Establish the bank’s annual budget. Develop and maintain Standard Cost system in order to calculate Product profitability and complete client net profitability and to analyze the capacity of back offices Ad hoc reports and analysis requested by the Head of Financial Control.