Armelle NGAYAP CFA

- Led Internal Control reviews across multiple European Asset Management entities included Private Equity firms - Strengthened risk-based control framework and ESG controls - Coordinated remediation plans and management reporting - Managed transition and onboarding of new control officers- Monitored portfolio risk exposures across equities, fixed income, derivatives, alternatives, and multi-asset portfolios. - Managed analysis of market, credit, liquidity, concentration, and counterparty risks. management fees - Managed scenario analysis for ESG portfolios; ensure the SFDR (Article 8) classification is well justified Identify emerging risks in mandate application and escalate issues when necessary. - Trained two new controllers, managed the transition in a reorganization contest

-Identified and assessed risks across business processes, operations, clients, products, and transactions. - Prioritized resources and controls based on the level of identified risk exposure. - Developed and implemented risk assessment methodologies and scoring frameworks. - Performed ongoing monitoring of high-risk activities, accounts, or business areas. - Conducted risk classification to support decision-making. - Applied enhanced due diligence (EDD) measures for high-risk activities. - Ensured compliance with regulatory requirements and internal risk management policies. - Reviewed and updated risk indicators, thresholds, and control measures regularly. - Conducted periodic risk reviews, gap analyses, and checked effectiveness assessments. - Escalated significant or emerging risks to senior management in a timely manner. - Supported audits, regulatory inspections, and compliance reviews. - Maintained accurate documentation of risk assessments, controls, and mitigation actions. - Collaborated with compliance, operations, finance, legal, and business teams to strengthen risk controls. - Analyze incident data to identify potential vulnerabilities and emerging risks. - Prepared risk reports and dashboards for management and governance committees. - Promoted a risk-aware culture and provide training on risk-based methodologies and procedures.

Audit des processus de production du reporting règlementaire de l’activité Capital markets: CFTC/DFA, MiFID, EMIR, etc…

- Tracked portfolio performance against risk limits and benchmarks. - Established risk limits, controls, and mitigation strategies to minimize potential losses. - Conducted risk assessments, stress testing, and scenario analysis across portfolios or business activities. Prepare and present risk reports to senior management, boards, and regulatory bodies. - Collaborated with investment, finance, compliance, operations, and audit teams to manage risk exposure. - Reviewed and approved new products, investment strategies, or business initiatives from a risk perspective. - Investigated risk incidents, identify root causes, and recommend corrective actions. - Maintained and enhanced risk models, methodologies, and reporting systems. - Tracked key risk indicators (KRIs) and ensure timely escalation of emerging issues. - Supported business continuity planning and operational resilience initiatives. - Leaded risk governance meetings and contribute to strategic decision-making. - Set-up financial indicators for new products (strategic structured funds) - Organised prospectus validation and update - Followed-up risk limits for structured funds (volatility, Tracking-error, commitment and other AMF requirements) - Leaded coordination with Luxembourg, UCIT and fund reviews - Stay updated on market developments, economic trends, and regulatory changes affecting the organization. Especially on ESG regulation and projects; learned MSCI ESG terminology and data , ESG integration in the tool ALTO Tool : Alto IC

- Élaboration du planning, du budget et des ressources nécessaires au projet. - Coordination des équipes internes et des parties prenantes externes. - Suivi de l’avancement des travaux et du respect des délais. - Identification, analyse et gestion des risques liés au projet. - Organisation et animation des comités de projet, de suivi (daily meeting) et de pilotage; - Suivi des indicateurs de performance (KPI) et produire des reportings réguliers. - Contrôle du respect du budget et optimisation des coûts du projet. - Accompagnement des équipes dans la résolution des problèmes et la prise de décision. - Rédaction des besoins clients, des spécifications fonctionnelles détaillées sur les différentes étapes du calcul du capital Economique sur Python - Gestion des Allers-retours avec la MOE - Travaux de rectette - Gestion des runs

Develop, implement, and maintain compliance policies, procedures, and internal controls. Ensure the organization complies with applicable laws, regulations, industry standards, and internal policies. Monitor regulatory developments and assess their impact on business operations. Conduct compliance risk assessments and recommend mitigation measures. Review business activities, processes, and transactions to identify potential compliance issues. Perform ongoing monitoring and testing of compliance controls and frameworks. Investigate compliance breaches, incidents, and suspicious activities, and recommend corrective actions. Prepare and submit regulatory reports and documentation to relevant authorities. Coordinate internal and external audits, inspections, and regulatory examinations. Provide compliance advice and guidance to management and employees. - Supported Anti-Money Laundering (AML), Know Your Customer (KYC), sanctions, data protection, Remuneration, personnel trade compliance, ... - Collaborated with legal, risk, audit, operations, and business teams to strengthen governance and compliance practices. - Monitored third-party and vendor compliance with contractual and regulatory obligations. - Report key compliance risks and issues to senior management and governance committees. - Annually reviewed risk processes - Designed internal control framework for LBPAM & Tocqueville Finance - Transition management of Internal Control for Tocqueville Finance

- Risk assessment of Natixis offices and affiliates, especially asset management and private equity entities: AlphaSimplex, Gateway, NIM, Seventure, Pfandbrief Bank Private equity Scope: Caspian, Flextone, Naxicap - Around fifty recommendations to improve and secure many areas: Investments, Strategy, Human Resources, Organization, Projects, Regulation. - Analysis of ESG deployment and implementation of sustainable investment decisions. - Process optimization: analysis, procedure notes, suggestion of target process - Management of new hires, juniors and external consultants (enrollment, training, work review)

- Main contact for financial teams in UK, Canada, Zurich, Moscou, Ireland, Sweden and South Africa - Periodic valuation of investments: bonds (corp, gov, struct), loans, equities, listed and private equity funds - Impairment adjustments, securities classification, portfolio results Tool used: Simcorp Dimension (SCD) - Management of trainees

SHIP project at Axa - Transition management Externalization of investment services in India: - Analysis of actual procedures and design of target ones; - Training of indian workers (SAP) Roll-up IFRS at SwissLife: - Analysis of financial data and their combination to produce financial statements: balance sheet, P&L, KPI, yields, cash statement - Automation in SAP - Junior management

- Audit of investment companies and funds - Advisory for the IRR of private equity firms - Management of interns and juniors

- Financial analysis of listed companies (CAC 40 and SBF 120) - Liquidity ratio calculations; - Analysis of the visibility of issuers, comparison with peers listed on BEL 20, AEX 25; - Analysis of criterias to include or exclude companies from some indices (CAC 40)