bedis blaiej

As a Risk & Data Consultant, I specialize in IFRS 9 and ICAAP frameworks, focusing on credit risk modeling and regulatory compliance. I develop and validate models for PD, LGD, and EAD, ensuring accuracy and alignment with Basel III standards. My work includes backtesting, data quality checks, and automation of ECL calculations using tools such as SAS, Python, and R Studio. I design and implement risk frameworks that support credit, market, and operational risk assessments.

During my master’s internship, I analyzed the impact and methodologies of IFRS 17 on the Tunisian insurance sector. I conducted data analysis, built models, and explored reporting frameworks using R Studio and Python, providing insights into regulatory compliance and financial reporting.