Benjamin BENAMOSI

• G-SIB (Paris – France) – Anti-Fraud Framework uplift for Head Office and other countries The project required an assessment and a review of the Anti-Fraud Framework for Paris Head Office, Morrocco, Algeria, Kosovo, Ukraine, Turkey and Poland. I was responsible for implementing an uplifted Anti-Fraud toolkit (governance, people, processes, controls, reports, data and culture) to better track the Fraud Risk within the local sites • Medium European Bank (Paris – France) – KYC Framework Regulatory uplift for the Corporates & Markets division I led the transformation for the KYC / Compliance units, designing and implementing the new KYC framework by setting up the 2 control levels needed to reach industry standards. I designed and deployed the target operation model for the KYC function on a transcontinental team. I reengineered and harmonized operational processes and roles and responsibilities for customer knowledge (KYC), the compliance team and 5 business lines. My team designed and implemented operational toolkit for the KYC team (templates, controls, reporting, etc.). We steered a POC on targeted operations with KYC updating of 1,062 customers on a panel of customers ranging from low risk to high risk. I recruited and trained the new manager of the KYC team, helping defining the talent strategy to renew the team.

• G-SIB (Paris – France) – Leading a full-scale transformation program for a multi entity Business Line I was responsible of a full-scale transformation program for the whole Audit & Inspection Business Line (international and multi entity). I built the program in order to scope, define and steer the multi-year deployment strategy, the methodological transformation strategy and change management, while also managing AIBL digitalization end-to-end process (including of RFP, POC, contract negotiations, provider relationship). This program has been designed to uplift and redesign internal standards, diverse and heterogeneous methodological practices through 30 + entities. The program is also used for harmonizing various organization structures and streamlining (regulatory and internal) reporting. Additionally, I built a project team of 15+ people to assist the delivery, which allows me to manage a multidisciplinary team (project, IT, change, digital transformation, auditors).

• Non-Australian G/SIB – Transition Management In charge of a 3-person team, I steered the Go-Live readiness of the latest Transition in the Australian market by driving Dress Rehearsals using a risk-based approach. By creating the adequate toolkit to foresee and monitor related risks, I managed to embed a risk culture within the Custodian & Investment Provider, enabling me to deploy a remote working capability within days to address the Covid-19 crisis. • Australian Superannuation Fund provider – Risk Management As a Risk Subject Matter Adviser for a SFT, I drove the Risk reviews on both the Custodian and Investment Service partners. I on boarded stakeholders and SMEs to assess the Risk and Data Governance changes and to rate the newly inherent risks of outsourced services. • Australian Bank – Change Management and Compliance uplift For the bank tech arm, I provided the bank with industry’s best practices regarding Data Management & Governance. I implemented a new Framework (Processes, Reports, new KPIs, Data Quality models, Roles and Responsibilities,…), the BEAR regulation and driving the required changes for better performance monitoring and decision making. • Australian G-SIB/Big 4 Bank – Operational Risk I steered the team to develop an Analytical Operational Risk Monitoring System. To enhance risk monitoring, I supported the development of the Key Risk Indicators that were leveraged in an Artificial Risk Agent (including ChatBot and Email alerts), mapping the Data and the User queries streamlining risk reporting across the organization uplifting Risk and Data Management for the Op. Risks and Compliance Functions. • Australian G-SIB/Big 4 Bank – Compliance enhancement I contributed to the Compliance Data Strategy formulation to drive greater compliance with regulations and Board-level recommendations. I assisted the enhancement of the client’s reporting capabilities and I defined the outputs for Board reporting ensuring wider regulatory compliance.

Delivering consulting assignments for leading French Banking Groups • Large European Bank – BCBS 239 Implementation I contributed to the BCBS 239 implementation at a Large European Bank in close collaboration with their 5 key divisions (Finance, Risk Management, Performance, Customer Management and Legal). The role entailed undertaking various exercises to uplift their risk reporting (e.g. data mapping), to identify measures to improve data quality and optimising reporting processes. • Leading French Banking Group – Investment banking operations in the context of post-international fine driving major operational migration I drove the new reporting process implementation within IFRS, French & Regulatory standards. I embedded the new process in a BAU within the worldwide existing reporting process. Throughout this major migration of operations, I designed new control points to uplift data quality for monthly and quarterly ongoing closing process. The role responsibilities included producing first new financial statements, and financial reporting meeting US & French standard expectations (French & IFRS).

• Leading French Banking Group – Transaction model designing I assisted in successfully offshoring 200+ FTE roles for the leading French Banking Group. For the Retail Banking division and the Consolidation and Regulatory Reporting functions, I drove key changes designing new Processes, Controls, and Governance (e.g. data transfers, internal transaction models, market products, French & IFRS accounting reporting, etc). I defined key synergies within the target organisation, assessing interactions within the captive structure and designing functional links with the Group organization. I implemented synergies for the target organization incorporating it within the daily operations.

French & International Banks – Financial Statements and Compliance Audits • French & Worldwide GSIBs – Financial Statements & Compliance Audits I contributed to compliance and statutory audits within the consolidated financial statements audits for a wide range of clients across the following industries: Banking, Insurance and Asset Management. Key responsibilities included: regulatory assessments with local and international regulatory regimes, AML/TM process review, controls testing, risks and control weakness analysis over time (closing, interim and group reporting audits). Also involved in compliance engagements to determine appropriate IFRS/IAS application, the role was extended to driving risk reviews (litigation, operational, compliance, regulatory…) and assessing compliance with local and international regulatory regimes. Focus on key assignments: • Major North American Bank – AML/TM review I conducted the independent review of the Anti-Money Laundering and Transaction Monitoring Framework. I analysed existing protocols, assessing process and control efficiency, and I reviewed the data quality, highlighting the existing abnormalities and weaknesses. The review covered an extensive compliance analysis, against local and international regulations, and I identified and implemented related action plans targeting uplifts for the AML/TM Framework. • Major Japanese Bank – KYC process and data reliability review As a Risk Subject Matter Adviser, I conducted the independent review of the KYC Framework. I analysed existing client data (personal & financials), reviewed the data quality, the control efficiency and the abnormality in the reporting process. The review covered an in-depth business impact analysis which led me to define and implement related action plans targeting uplifts in data quality and operational efficiency. • Major Japanese Bank – Credit risk review I led the customer data analysis (financial, strategic, operational, risks, etc.) by performing reviews of internal scoring (credit modelling). The new models allowed the team to forecast business impacts and assess credit risks by clients. Leveraging the models, we were able to propose new of scoring for clients and update the customer Watch List